16487 W 13th Ln, Golden, CO 80401 Property Records

Jefferson County property record for 16487 W 13th Ln, Golden, CO 80401

Property Summary

Property Type	Duplex
Details	4 bd · 4.25 ba · 2,184 sqft · built 2006
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Jun 2026)
Tax Bill	$4,885 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-021-06-083`

Property Details

APN / Parcel Number

Primary APN	`40-021-06-083`
Alternative APNs	`300439510` `439510`

Interior

Bedrooms	4 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	3,535 sqft
1st Floor Area	1,039 sqft
2nd Floor Area	1,145 sqft
Basement Area	1,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	6,229 sqft (0.143 acres)
Garage Type	Detached
Garage Area	528 sqft
Porch	Slab
Porch Area	321 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300439510
Street Address	16487 W 13TH LN
City	GOLDEN
State	CO
Zip	80401-2957
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	SECTION 02 TOWNSHIP 04 RANGE 70 QTR NE SUBDIVISIONCD 539150 SUBDIVISIONNAME MOUNTAIN VIEW COURT BLOCK LOT 003A SIZE: 6250 TRACT VALUE: .143
Legal Range	70W
Legal Township	04S
Legal Section	02
Legal Subdivision	MOUNTAIN VIEW COURT
Legal Lot Number	3A
Jurisdiction	JEFFERSON CO
Township / Civil Division	GOLDEN
Census Block Group	2
Census Block	2014
Census Tract	10001

Owner

16487 W 13th Ln, a duplex, is owned and occupied by two individuals who bought it in June 2026.

Source: Jefferson County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16487 W 13TH LN, GOLDEN, CO 80401-2957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 25, 2020	Warranty Deed, Transfer · Conventional with PMI PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Aug 25, 2020 · Amount on File
Deed Document Number	202641726
Prior Transfer Date	Aug 16, 2002
Prior Transfer Doc	00F1548700
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Jun 22, 2026
Property Address	16487 W 13TH LN, GOLDEN, CO 80401-2957
Document Number	0000041726
Instrument Date	Jun 18, 2026
Instrument	202641726
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,969.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16487 W 13TH LN, GOLDEN, CO 80401-2957

Mortgage

Document Number	0000041727,
Date	Jun 22, 2026
Instrument	202641727

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	16487 W 13TH LN, GOLDEN, CO 80401-2957
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085313
Date	Sep 12, 2022
Instrument	2022085313

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Aug 25, 2020
Property Address	16487 W 13TH LN, GOLDEN, CO 80401-2957
Document Number	0000104938
Instrument Date	Aug 5, 2020
Instrument	104938
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GNTY CO IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16487 W 13TH LN GOLDEN CO 804012957, GOLDEN, CO 80401-2957

Mortgage

Document Number	104939
Date	Aug 25, 2020
Instrument	104939

Lender

Name	PLANET HM LNDG
Address	MORRIS, IL 60450

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16487 W 13th Ln was $4,885.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,885.00	$51,401 Land $18,881 Building $32,520	$822,422 Land $302,096 Building $520,326
2023	$4,109.00	$45,862 Land $19,648 Building $26,214	$739,505 Land $293,252 Building $446,253

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16487 W 13th Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2023 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16487 W 13th Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Verizon.

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