St. Mary's County property record for 16486 View Ct, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,292 sqft · built 1968 |
| Lot Size | 0.964 acres (41,990 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Apr 2016) |
| Tax Bill | $5,340 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-015370 |
| Primary APN | 01-015370 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,292 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 41,990 sqft (0.964 acres) |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 282 sqft |
| Deck Area | 672 sqft |
| Shed | 1 Shed |
| Shed Area | 720 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 015370 |
|---|---|
| Street Address | 16486 VIEW CT |
| City | RIDGE |
| State | MD |
| Zip | 20680-3323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOTS 15 & 16 SECTION A PORTNEYS OVERLOOK |
| Legal Subdivision | PORTNEYS OVERLOOK |
| Legal Lot Number | 15,16 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16486 VIEW CT, RIDGE, MD 20680-3323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2016 · Amount on Record |
| Deed Sale | Apr 27, 2016 · Amount on Record |
| Prior Sale | Jul 12, 1982 · Amount on Record |
| Deed Book / Page | 4378 / 386 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 16486 VIEW CT, RIDGE, MD 20680-3323 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 16486 VIEW CT, RIDGE, MD 20680-3323 |
| Document Number | 0058990357 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 5899/357 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $589,100 (+28.54%) Land $347,400 Building $241,700 | $589,100 (+28.54%) Land $347,400 Building $241,700 | |
| 2025 | $5,340.00 (+9.34%) Homeowner's exemption | ||
| 2023 | $4,884.00 Homeowner's exemption | $458,300 Land $297,400 Building $160,900 | $458,300 Land $297,400 Building $160,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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