Macomb County property record for 16486 Vernetta, Fraser, MI 48026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,326 sqft · built 1986 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $106,000 (Oct 2012) |
| Tax Bill | $3,856 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-14-06-476-070 |
| Primary APN | 03-14-06-476-070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Basement Area | 1,326 sqft |
| Unfinished Basement | 1,326 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,189 sqft (0.188 acres) |
| Lot Dimensions | 112 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 91 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 16486 VERNETTA |
|---|---|
| City | FRASER |
| State | MI |
| Zip | 48026-2613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | GREER SUBDIVISION BEG AT A PT 45.0 FT N89*34'30"W OF THE SE COR OF LOT 12 AND TH EXTENDING N89*34'30"W 119.59 FT; TH N0*03'10"E 97.95 FT; TH ALONG A CURVE (R=55 FT) CONCAVE TO THE NORTH WHOSE LONG CHORD BEARS N82*35'39"E 49.14 FT; TH S33*56'14"E 126. |
| Legal Subdivision | GREER SUBDIVISION |
| Legal Lot Number | 12 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | FRASER |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 254200 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16486 VERNETTA, FRASER, MI 48026-2613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2012 · Amount on Record |
| Deed Sale | Oct 24, 2012 · Amount on Record |
| Prior Sale | Sep 18, 2012 · Amount on Record |
| Deed Document Number | 20122145886 |
| Deed Book / Page | 21652 / 635 |
| Prior Transfer Date | Jun 28, 2012 |
| Prior Transfer Doc | 0000145886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 16486 VERNETTA, FRASER, MI 48026-2613 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16486 VERNETTA, FRASER, MI 48026-2613 |
| Document Number | 2200114476 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | 28842/118 |
| Instrument | 202200114476 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Jul 1, 2042 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Fraser City |
| Unified School District | Fraser Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,900 (+14.34%) | $275,800 (+14.34%) | |
| 2025 | $3,856.00 (+14.12%) | ||
| 2023 | $120,600 | $241,200 | |
| 2022 | $3,379.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRASER serves 14,297 people · EPA ID MI0002460 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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