1648 Watermark Dr SE, Grand Rapids, MI 49546 Property Records

Kent County property record for 1648 Watermark Dr SE, Grand Rapids, MI 49546

Property Summary

Property Type	Condominium
Details	5 bd · 4.5 ba · 3,072 sqft · built 2000
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 2015)
Tax Bill	$9,197 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-19-06-489-002`

Property Details

APN / Parcel Number

Primary APN	`41-19-06-489-002`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,072 sqft Living Area
1st Floor Area	1,849 sqft
Basement Area	1,563 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	20,038 sqft (0.46 acres)
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1648 WATERMARK DR SE
City	GRAND RAPIDS
State	MI
Zip	49546-9010
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	411906489002 UNIT 2 * WATERMARK KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.425 LIBER 4414 PAGE 868 & AS AMENDED BY REPLAT
Legal Subdivision	WATERMARK KENT COUNTY CONDOMINIUM SUBDIV
Legal Unit	2
Jurisdiction	KENT MI
Township / Civil Division	CASCADE
Census Block Group	1
Census Block	1017
Census Tract	12201

Owner

1648 Watermark Dr SE, a condominium, is owned and occupied by two individuals who bought it in August 2015.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1648 WATERMARK DR SE, GRAND RAPIDS, MI 49546-9010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2015 · Amount on File
Deed Sale	Aug 12, 2015 · Amount on File
Prior Sale	Nov 30, 2000 · Amount on File
Deed Document Number	201571096
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1648 WATERMARK DR SE, GRAND RAPIDS, MI 49546-9010
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 WATERMARK DR SE, GRAND RAPIDS, MI 49546-9010

Mortgage

Document Number	0000100917
Date	Sep 14, 2021
Instrument	20210914-0100917

Lender

Name	CORNERSTONE MORTGAGE
Type	Mortgage Company
Address	DE PERE, WI 54115

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1648 WATERMARK DR SE, GRAND RAPIDS, MI 49546-9010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093862
Date	Oct 9, 2020
Instrument	202010090093862

Lender

Name	CORNERSTONE MORTGAGE
Type	Mortgage Company
Address	DE PERE, WI 54115

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1648 Watermark Dr SE was $9,197.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Cascade Charter Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455,600 (+9.52%)	$911,200 (+9.52%)
2025	$9,197.00 Homeowner's exemption	$416,000	$832,000
2023		$341,600	$683,200
2019	$7,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1648 Watermark Dr SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1648 Watermark Dr SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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