1648 Walnut St, Helena, MT 59601 Property Records

Lewis And Clark County property record for 1648 Walnut St, Helena, MT 59601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,368 sqft · built 1980
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on File
Last Sale	$371,420 (Oct 2025)
Tax Bill	$2,312 (2026)
Deeds & Mortgages	Sep 2007 Line of Credit May 2007 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R0523351`

Property Details

APN / Parcel Number

Primary APN	`R0523351`
Alternative APNs	`05-1888-20-3-10-28-0000` `0000021032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	840 sqft
Finished Basement	840 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,882 sqft (0.158 acres)
Deck Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000021032
Street Address	1648 WALNUT ST
City	HELENA
State	MT
Zip	59601-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	FLOWER GARDEN ADDN, S20, T10 N, R03 W, BLOCK 3, LOT 18
Legal Range	03W
Legal Township	10N
Legal Section	20
Legal Subdivision	FLOWER GARDEN ADDN
Legal Block	3
Legal Lot Number	18
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	1
Census Block	1033
Census Tract	400

Owner

1648 Walnut St is owned and occupied by two individuals who bought it in October 2025.

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1648 WALNUT ST, HELENA, MT 59601-1154
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2007	Deed of Trust, Mortgage · Line of Credit USAA FSB
May 17, 2007	Deed of Trust, Mortgage HELENA COMMUNITY CU
May 19, 2011	Deed of Trust, Mortgage · Line of Credit USAA FSB
May 21, 2012	Deed of Trust, Mortgage · Line of Credit USAA FSB
Apr 29, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Oct 27, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 12, 2020	Quit Claim Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK
Aug 31, 2007	Re-recorded Document · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on File
Deed Sale	Oct 27, 2025 · Amount on File
Prior Sale	Nov 15, 2024 · Amount on File
Deed Document Number	20253442705
Deed Book / Page	64 / 7394
Prior Transfer Date	Feb 7, 2020
Prior Transfer Doc	00M56/6672
Record Updated	Oct 29, 2026

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1648 WALNUT ST, HELENA, MT 59601-1154
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M37/2964
Date	Sep 27, 2007
Book Page	M37/2964
Instrument	3136668

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2027

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1648 WALNUT ST, HELENA, MT 59601-1154
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M36/5433
Date	May 17, 2007
Book Page	M36/5433
Instrument	3128790

Lender

Name	HELENA COMMUNITY CU
Type	Credit Union
Address	HELENA, MT 59624

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 20, 2022

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1648 WALNUT ST, HELENA, MT 59601-1154
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M43/6481
Date	May 19, 2011
Book Page	M43/6481
Instrument	3205060

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	85 Months
Due	Jun 8, 2018

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1648 WALNUT ST, HELENA, MT 59601-1154
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	LSI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M45/1856
Date	May 21, 2012
Book Page	M45/1856
Instrument	3221699

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 8, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1648 WALNUT ST, HELENA, MT 59601-1154
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M49/7659
Date	Apr 29, 2015
Book Page	M49/7659
Instrument	3271951

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2045

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Oct 27, 2025
Property Address	1648 WALNUT ST, HELENA, MT 59601-1154
Document Number	00M64/7394
Book / Page	M64 / 7394
Instrument Date	Oct 23, 2025
Instrument	3442705
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FLYING S TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1648 WAINUT STREET, HELENA, MT 59601-1154

Mortgage

Document Number	0003442706
Date	Oct 27, 2025
Instrument	3442706

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Feb 12, 2020
Property Address	1648 WALNUT ST, HELENA, MT 59601-1154
Document Number	00M56/6672
Book / Page	M56 / 6672
Instrument Date	Feb 7, 2020
Instrument	3350416
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1648 WALNUT ST, HELENA, MT 59601-1154

Mortgage

Document Number	0003350417
Date	Feb 12, 2020
Instrument	3350417

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

August 2007: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Aug 31, 2007
Property Address	1648 WALNUT ST, HELENA, MT 59601-1154
Document Number	00M37/1471
Book / Page	M37 / 1471
Instrument Date	Aug 17, 2007
Instrument	3135125
Record Updated	Aug 22, 2022
Title Company	FIRST MONTANA TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	00M37/1472
Date	Aug 31, 2007
Book Page	M37/1472
Instrument	3135126

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 1648 Walnut St was $2,312.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,312.00	$391,000 (-)
2025		$391,000	$391,000 Land $102,139 Building $288,861
2023	$3,296.00	$302,500	$302,500 Land $83,442 Building $219,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1648 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1648 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Montana Internet.

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