Santa Clara County property record for 1648 Valley Oaks Dr, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,301 sqft · built 1997 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | Company Name on File |
| Last Sale | $605,000 (Jan 2004) |
| Tax Bill | $10,537 (2025) |
| Deeds & Mortgages | Dec 2020 Transfer Dec 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 783-57-029 |
| Primary APN | 783-57-029 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,301 sqft Living Area |
| 1st Floor Area | 1,335 sqft |
| 2nd Floor Area | 966 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 5,600 sqft (0.129 acres) |
| Garage Area | 571 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 1648 VALLEY OAKS DR |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 8854 BOOK 681 PAGE 29 PAGE 33 LOT 2 |
| Legal Subdivision | 8854 CARRIAGE HILLS UN 3 |
| Legal Tract | 8854 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 512515 |
Source: Santa Clara County records · APN 783-57-029
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1648 VALLEY OAKS DR, GILROY, CA 95020-7749 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 24, 2020 | Quit Claim Deed, Transfer AMROCK INC |
| Dec 24, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 02, 2004 · Amount on Record |
| Deed Sale | Jan 02, 2004 · Amount on Record |
| Prior Sale | Mar 18, 1998 · Amount on Record |
| Deed Document Number | 200417556900 |
| Last Transfer Date | Dec 01, 2020 |
| Transfer Doc | 0024763424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 24, 2020 |
| Property Address | 1648 VALLEY OAKS DR, GILROY, CA 95020-7749 |
| Document Number | 0024763424 |
| Instrument Date | Dec 01, 2020 |
| Instrument | 24763424 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2021 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1648 VALLEY OAKS DR GILROY CA 950207749, GILROY, CA 95020-7749 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 24, 2020 |
| Property Address | 1648 VALLEY OAKS DR, GILROY, CA 95020-7749 |
| Document Number | 0024763422 |
| Map Reference | MB 681 PG 29-33 |
| Instrument Date | Dec 01, 2020 |
| Instrument | 24763422 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1648 VALLEY OAKS DR, GILROY, CA 95020-7749 |
| Document Number | 0024763423 |
|---|---|
| Date | Dec 24, 2020 |
| Instrument | 24763423 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2035 |
Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $877,364 (+2%) Land $350,944 Building $526,420 | |
| 2025 | $10,537.00 (+2.21%) Homeowner's exemption | $860,162 (+4.04%) Land $344,063 Building $516,099 |
| 2023 | $10,309.00 (+1.68%) Homeowner's exemption | $826,762 Land $330,703 Building $496,059 |
| 2022 | $10,139.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 56% of the US · lower than 66% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: California Internet, Frontier, Verizon.
Based on FCC filings for 685 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GILROY serves 59,426 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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