1648 Smart Rd, Lucas, OH 44843 Property Records

Richland County property record for 1648 Smart Rd, Lucas, OH 44843

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,528 sqft · built 1992
Lot Size	5.67 acres (247,029 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Sep 2018)
Tax Bill	$4,840 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-14-139-09-001`

Property Details

APN / Parcel Number

Primary APN	`018-14-139-09-001`
Alternative APN	`00024`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,528 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum Siding
Lot Area	247,029 sqft (5.67 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,152 sqft
Shed	1 Shed
Shed Area	192 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	1648 SMART RD
City	LUCAS
State	OH
Zip	44843-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONROE TWP SW A 5.671 LT 5 PT
Legal Lot Number	5
Jurisdiction	RICHLAND OH
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2000
Census Tract	2000

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1648 SMART RD, LUCAS, OH 44843-9709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK
Sep 6, 2018	Survivorship Deed, Transfer · ARM MECHANICS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Deed Document Number	201810740
Deed Book / Page	2648 / 825
Prior Transfer Date	Aug 25, 2006
Prior Transfer Doc	01678/0747
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Aug 15, 2022
Property Address	1648 SMART RD, LUCAS, OH 44843-9709
Document Number	02994/3139
Book / Page	2994 / 3139
Instrument Date	Aug 8, 2022
Instrument	202200010192
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1648 SMART RD, LUCAS, OH 44843-9709
Investor	Possibly a Property Investor

Mortgage

Document Number	202200010193
Date	Aug 15, 2022
Instrument	202200010193

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	6.99%
Index	1-Year CMT
Max Rate	1.99%

September 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 6, 2018
Property Address	1648 SMART RD, LUCAS, OH 44843-9709
Document Number	02648/0825
Book / Page	2648 / 0825
Instrument Date	Sep 5, 2018
Instrument	201800010740
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 SMART RD, LUCAS, OH 44843-9709

Mortgage

Document Number	201800010741
Date	Sep 6, 2018
Instrument	201800010741

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Monroe Township
Unified School District	Lucas Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,840.00 (+0.02%)	$125,370 (-) Land $18,330 Building $107,040
2024	$4,839.00 (-2.38%) Homeowner's exemption	$125,370 (-) Land $18,330 Building $107,040
2023	$4,957.00 (+70.81%) Homeowner's exemption	$125,370 (+85.05%) Land $18,330 Building $107,040	$358,200 (+85.04%) Land $52,360 Building $305,840
2022	$2,902.00 Homeowner's exemption	$67,750 Land $15,460 Building $52,290
2020			$193,580 Land $44,180 Building $149,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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