1648 Shepherd Ln, Intercession City, FL 33848 Property Records

Osceola County property record for 1648 Shepherd Ln, Intercession City, FL 33848

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1998
Lot Size	0.366 acres (15,942 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Mar 2024)
Tax Bill	$3,539 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-26-28-2880-0006-0050`

Property Details

APN / Parcel Number

Primary APN	`03-26-28-2880-0006-0050`
Alternative APNs	`262803288000060050` `16670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	1,096 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,942 sqft (0.366 acres)
Lot Dimensions	133 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	342 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1648 SHEPHERD LN
City	INTERCESSION CITY
State	FL
Zip	33848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	COX RUDD ADD PB 1 PG 306 BLK 6 LOTS 5 & 6
Legal Range	28E
Legal Township	26S
Legal Section	03
Legal Subdivision	COX RUDD ADD INTERCESSION CITY
Legal Tract	2880
Legal Block	6
Legal Lot Number	5
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2034
Census Tract	41004

Owner

Source: Osceola County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1648 SHEPHERD LN, INTERCESSION CITY, FL 33848
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2024 · Amount on Record
Deed Sale	Mar 6, 2024 · Amount on Record
Prior Sale	Sep 27, 2023 · Amount on Record
Deed Document Number	202429160
Deed Book / Page	6560 / 1518
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 6, 2024
Property Address	1648 SHEPHERD LN, INTERCESSION CITY, FL 33848
Document Number	0065601518
Book / Page	6560 / 1518
Map Reference	MB 1 PGS 306
Instrument Date	Mar 1, 2024
Instrument	2024029160
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 OAK ST, KISSIMMEE, FL 34744-4943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 SHEPHERD LN, INTERCESSION CITY, FL 33848

Mortgage

Document Number	0065601520
Date	Mar 6, 2024
Instrument	6560/1520

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,539.00 (-4.63%)	$240,300 (+1.82%) Land $59,700 Building $180,600	$240,300 (+1.82%) Land $59,700 Building $180,600
2023	$3,711.00 (+13.69%)	$236,000 (+23.37%) Land $59,700 Building $176,300	$236,000 (+23.37%) Land $59,700 Building $176,300
2022	$3,264.00	$191,300 Land $47,800 Building $143,500	$191,300 Land $47,800 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20