Duval County property record for 1648 Main St, Atlantic Beach, FL 32233
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,696 sqft · built 1975 |
| Lot Size | 0.235 acres (10,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Jun 2020) |
| Tax Bill | $5,090 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 172385-0080 |
| Primary APN | 172385-0080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 1,844 sqft |
| 1st Floor Area | 1,696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,227 sqft (0.235 acres) |
| Lot Dimensions | 111 ft deep x 90 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 148 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1646 MAIN ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-1962 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | ARG |
| Legal Description | 18-2S-29E .229 PT LOT 1 RECD O/R 19227-2400 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | SECTION LAND |
| Legal Lot Number | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 13902 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 526 10TH AVE N, JACKSONVILLE BEACH, FL 32250-4787 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2020 · Amount on Record |
| Deed Sale | Jun 5, 2020 · Amount on Record |
| Prior Sale | Oct 28, 2003 · Amount on Record |
| Deed Document Number | 2020112467 |
| Deed Book / Page | 19227 / 2400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 1648 MAIN ST, ATLANTIC BEACH, FL 32233-1962 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1646 MAIN ST, ATLANTIC BEACH, FL 32233-1962 |
| Document Number | 0201430759 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 20143/759 |
| Instrument | 2022040807 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 5, 2020 |
| Property Address | 1648 MAIN ST, ATLANTIC BEACH, FL 32233-1962 |
| Document Number | 0192272400 |
| Book / Page | 019227 / 002400 |
| Instrument Date | May 28, 2020 |
| Instrument | 112467 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2020 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 526 10TH AVE N JACKSONVILLE BEACH FL 322504787, JACKSONVILLE BEACH, FL 32250-4787 |
| Document Number | 192272402 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 019227/002402 |
| Instrument | 112468 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2050 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,534 (-9.55%) | $347,680 (+4.29%) Land $211,023 Building $136,657 | |
| 2025 | $5,090.00 (+17.31%) | $333,377 (+30.92%) Land $200,880 Building $132,497 | $333,377 (+30.92%) Land $200,880 Building $132,497 |
| 2024 | $4,339.00 (+2.53%) | ||
| 2023 | $4,232.00 (+15.38%) | $254,646 (+11.86%) Land $142,290 Building $112,356 | $254,646 (+11.86%) Land $142,290 Building $112,356 |
| 2022 | $3,668.00 | $227,652 Land $133,920 Building $93,732 | $227,652 Land $133,920 Building $93,732 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 138 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 138 in force |
| Nearby Flood Claims | 53 (1993–2022) |
| Claims Outside the SFHA | 44 of 53 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures