1648 Lafond Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1648 Lafond Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,524 sqft · built 1910
Lot Size	0.112 acres (4,875 sqft)
Owner	Individual Name on File
Last Sale	$324,900 (Feb 2023)
Tax Bill	$5,702 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-29-23-11-0186`

Property Details

APN / Parcel Number

Primary APN	`33-29-23-11-0186`
Alternative APNs	`8197392` `8203753`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	930 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Shed Roof
Lot Area	4,875 sqft (0.112 acres)
Lot Dimensions	125 ft deep x 39 ft wide
Garage Type	Detached
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8203753
Street Address	1648 LAFOND AVE
City	SAINT PAUL
State	MN
Zip	55104-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAUL MARTINS GROVE,ADDITION LOT 2 BLK 2
Legal Range	23
Legal Township	29
Legal Section	33
Legal Subdivision	PAUL MARTINS GROVE,ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2008
Census Tract	32000

Owner

1648 Lafond Ave is owned and occupied by an individual who bought it in February 2023.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1648 LAFOND AVE, SAINT PAUL, MN 55104-2213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Apr 11, 2018	Warranty Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2023 · Amount on File
Deed Sale	Feb 27, 2023 · Amount on File
Prior Sale	Feb 24, 2023 · Amount on File
Deed Document Number	20232749957
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 27, 2023
Property Address	1648 LAFOND AVE, SAINT PAUL, MN 55104-2213
Document Number	0T02749957
Instrument Date	Feb 17, 2023
Instrument	T02749957
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,104.66
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 LAFOND AVE, SAINT PAUL, MN 55104-2213

Mortgage

Document Number	0T02749958
Date	Feb 27, 2023
Instrument	T02749958

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Mortgage

Document Number	0T02749959
Date	Feb 27, 2023
Instrument	T02749959

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 11, 2018
Property Address	1648 LAFOND AVE, SAINT PAUL, MN 55104-2213
Document Number	0002611853
Instrument Date	Apr 3, 2018
Instrument	2611853
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	LAND TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$816.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1648 LAFOND AVE ST PAUL MN 551042213, ST PAUL, MN 55104-2213

Mortgage

Document Number	2611854
Date	Apr 11, 2018
Instrument	2611854

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1648 Lafond Ave was $5,702 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,500 Land $35,000 Building $325,500	$360,500 Land $35,000 Building $325,500
2025	$5,702.00
2023	$5,068.00 Homeowner's exemption	$330,300 Land $35,000 Building $295,300	$330,300 Land $35,000 Building $295,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1648 Lafond Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1648 Lafond Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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