Ashtabula County property record for 1648 Highland Ln, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,772 sqft · built 1957 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $328,000 (Jun 2026) |
| Tax Bill | $5,663 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-034-10-014-00 |
| Primary APN | 48-034-10-014-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,772 sqft Living Area |
| Gross Area | 2,276 sqft |
| 1st Floor Area | 1,772 sqft |
| Attic | Attic |
| Attic Area | 160 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 20,909 sqft (0.48 acres) |
| Terrain | Low |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 40 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1648 HIGHLAND LN |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 GREGORY HTS ALLOT |
| Legal Subdivision | GREGORY HTS ALLOT |
| Legal Lot Number | 4 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 603 |
1648 Highland Ln is owned and occupied by an individual who bought it in June 2026.
Source: Ashtabula County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Feb 21, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on File |
| Deed Sale | Jun 25, 2026 · Amount on File |
| Prior Sale | Jun 14, 2013 · Amount on File |
| Deed Document Number | 20265732 |
| Deed Book / Page | 873 / 1816 |
| Prior Transfer Date | Aug 3, 2007 |
| Prior Transfer Doc | 0000010625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Jun 25, 2026 |
| Property Address | 1648 HIGHLAND LN, ASHTABULA, OH 44004-2009 |
| Document Number | 0000005732 |
| Book / Page | 873 / 1816 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20265732 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132,512.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Document Number | 0000005733, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 873/1818 |
| Instrument | 20265733 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 1648 HIGHLAND LN, ASHTABULA, OH 44004-2009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001663 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 630/1360 |
| Instrument | 201700001663 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1648 Highland Ln was $5,663 with a homeowner's exemption, down 0.6% from the year before.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,663.00 (-0.6%) Homeowner's exemption | $67,660 (-) Land $6,690 Building $60,970 | $193,300 (-) Land $19,100 Building $174,200 |
| 2024 | $5,697.00 (+111.55%) | $67,660 (-) Land $6,690 Building $60,970 | $193,300 (-) Land $19,100 Building $174,200 |
| 2023 | $2,693.00 (+25.9%) Homeowner's exemption | $67,660 (+38.85%) Land $6,690 Building $60,970 | $193,300 Land $19,100 Building $174,200 |
| 2022 | $2,139.00 Homeowner's exemption | $48,730 Land $5,150 Building $43,580 | |
| 2020 | $139,200 Land $14,700 Building $124,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1648 Highland Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1648 Highland Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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