Spartanburg County property record for 1648 Gap Creek Rd, Lyman, SC 29365 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,747 sqft · built 2000 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $162,000 (Sep 2010) |
| Tax Bill | $1,655 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Nov 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-0900-07900 |
| Primary APN | 5-0900-07900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,747 sqft Living Area |
| Gross Area | 3,467 sqft |
| Upper Floors Area | 1,093 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 65 sqft |
| Patio Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 81402 |
|---|---|
| Street Address | 1648 GAP CREEK RD |
| City | LYMAN |
| State | SC |
| Zip | 29365-9326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 CHATIM RIDGE PHASE I PB 138-72 |
| Legal Subdivision | CHATIM RIDGE PH I |
| Legal Phase | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | GREER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 23201 |
Source: Spartanburg County records · APN 5-0900-07900
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1648 GAP CREEK RD, LYMAN, SC 29365-9326 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit CAROLINA FOOTHILLS FCU |
| Nov 08, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 01, 2018 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jul 23, 2019 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Dec 23, 2020 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 07, 2010 · Amount on Record |
| Deed Sale | Sep 07, 2010 · Amount on Record |
| Prior Sale | Sep 07, 2010 · Amount on Record |
| Deed Document Number | 0000033632 |
| Last Transfer Date | Oct 08, 2010 |
| Transfer Doc | 0000037591 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 1648 GAP CREEK RD, LYMAN, SC 29365-9326 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000048352 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 6463/248 |
| Instrument | 2022-48352 |
| Name | CAROLINA FOOTHILLS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENVILLE, SC 29615 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 1648 GAP CREEK RD, LYMAN, SC 29365-9326 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000052775 |
|---|---|
| Date | Nov 08, 2017 |
| Instrument | 2017-52775 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 1648 GAP CREEK RD, LYMAN, SC 29365-9326 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000044912 |
|---|---|
| Date | Oct 01, 2018 |
| Book Page | 5513/0169 |
| Instrument | 2018-44912 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 1648 GAP CREEK RD, LYMAN, SC 29365-9326 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000033689 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 5646/0773 |
| Instrument | 2019-33689 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 1648 GAP CREEK RD, LYMAN, SC 29365-9326 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000059931 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 5977/970 |
| Instrument | 2020-59931 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Spartanburg County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,655.00 (+0.61%) | $10,739 (-) Land $1,407 Building $9,332 | $361,900 (-) Land $47,400 Building $314,500 |
| 2024 | $1,645.00 (-0.24%) | ||
| 2023 | $1,649.00 | $10,739 Land $1,407 Building $9,332 | $361,900 Land $47,400 Building $314,500 |
Source: FEMA National Flood Hazard Layer, Spartanburg County (45083C), updated October 2, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450830232011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2005, rainfall accumulation |
| Wildfire Risk | Low above 38% of the US · above 14% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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