1648 Evergreen Ln E, Middleburg, FL 32068 Property Records

Clay County property record for 1648 Evergreen Ln E, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,096 sqft · built 1982
Lot Size	0.195 acres (8,537 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (Apr 2018)
Tax Bill	$1,647 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-04-25-008153-326-00`

Property Details

APN / Parcel Number

Primary APN	`34-04-25-008153-326-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,096 sqft Heated Area
Gross Area	1,759 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,537 sqft (0.195 acres)
Lot Dimensions	114 ft deep x 75 ft wide
Garage Area	264 sqft
Porch	Porch
Porch Area	399 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1648 EVERGREEN LN E
City	MIDDLEBURG
State	FL
Zip	32068-4032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 23 BLK 3 GREENWOOD ESTATESUNIT 3 AS REC O R 4075 PG 1791
Legal Range	25
Legal Township	04
Legal Section	34
Legal Subdivision	GREENWOOD ESTATES
Legal Block	3
Legal Lot Number	23
Legal Unit	3
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2007
Census Tract	30905

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1648 EVERGREEN LN E, MIDDLEBURG, FL 32068-4032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018 · Amount on Record
Deed Sale	Apr 20, 2018 · Amount on Record
Prior Sale	Dec 29, 2016 · Amount on Record
Deed Document Number	2018020030
Deed Book / Page	4075 / 1791
Record Updated	Jun 8, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 20, 2018
Property Address	1648 EVERGREEN LN E, MIDDLEBURG, FL 32068-4032
Document Number	0040751791
Book / Page	004075 / 001791
Instrument Date	Apr 13, 2018
Instrument	20030
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	TITLE AMERICA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1648 EVERGREEN LN E MIDDLEBURG FL 320684032, MIDDLEBURG, FL 32068-4032

Mortgage

Document Number	40751793
Date	Apr 20, 2018
Book Page	004075/001793
Instrument	20031

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,647.00 (-10.83%) Homeowner's exemption	$148,157 (+5.99%)	$237,961 (+6.55%) Land $35,000 Building $202,961
2023	$1,847.00 (+10.27%) Homeowner's exemption	$139,789 (+3%)	$223,326 (+13.48%) Land $35,000 Building $188,326
2022	$1,675.00 Homeowner's exemption	$135,718	$196,805 Land $20,000 Building $176,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	6 (2021–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20