1648 E Palomino Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1648 E Palomino Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,161 sqft · built 1996
Lot Size	0.229 acres (9,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Apr 2026)
Tax Bill	$2,039 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-21-114`

Property Details

APN / Parcel Number

Primary APN	`304-21-114`
Alternative APN	`304211147`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,161 sqft Living Area
Gross Area	2,361 sqft
1st Floor Area	1,094 sqft
2nd Floor Area	1,067 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,958 sqft (0.229 acres)
Parking Spaces	2 Parking Spaces
Pool Area	500 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1648 E PALOMINO DR
City	GILBERT
State	AZ
Zip	85296-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	RANCHO CIMARRON MCR 380-25
Legal Range	6E
Legal Township	1S
Legal Section	16
Legal Subdivision	RANCHO CIMARRON
Legal Lot Number	86
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2010
Census Tract	422512

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1648 E PALOMINO DR, GILBERT, AZ 85296-3239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Apr 3, 2026	Warranty Deed, Transfer · VA Mortgage BARRETT FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	Nov 26, 2013 · Amount on Record
Deed Document Number	2026198209
Prior Transfer Date	Aug 19, 2016
Prior Transfer Doc	0000620498
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1648 E PALOMINO DR, GILBERT, AZ 85296-3239
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 E PALOMINO DR, GILBERT, AZ 85296-3239

Mortgage

Document Number	0000268465
Date	May 24, 2023
Instrument	20230268465

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 3, 2026
Property Address	1648 E PALOMINO DR, GILBERT, AZ 85296-3239
Document Number	0000198209
Instrument Date	Apr 2, 2026
Instrument	2026198209
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TITLE AGENCY O

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 E PALOMINO DR, GILBERT, AZ 85296-3239

Mortgage

Document Number	0000198210,
Date	Apr 3, 2026
Instrument	2026198210

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,560 (+93.27%)	$515,600 (+5.85%) Land $103,100 Building $412,500
2025	$2,039.00 (+3.19%)	$26,678 (-48.46%)	$487,100 (-5.89%) Land $97,400 Building $389,700
2024		$51,760	$517,600 Land $103,500 Building $414,100
2023	$1,976.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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