1648 Deep Cove Ln, Gilbert, SC 29054 Property Records

Lexington County property record for 1648 Deep Cove Ln, Gilbert, SC 29054

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,943 sqft · built 2020
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Oct 2019)
Tax Bill	$2,700 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002318-01-014`

Property Details

APN / Parcel Number

Primary APN	`002318-01-014`
Alternative APN	`0231801014`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,943 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	34,848 sqft (0.8 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1648 DEEP COVE LN
City	GILBERT
State	SC
Zip	29054-9447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2003
Census Tract	21303

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1648 DEEP COVE LN, GILBERT, SC 29054-9447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage AGSOUTH FARM CREDIT ACA
Jun 1, 2020	Deed of Trust, Construction Loan · Line of Credit FARM CREDIT SVCS
Oct 29, 2019	Grant Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Deed Document Number	201949499
Deed Book / Page	20842 / 738
Prior Transfer Date	Sep 15, 2010
Prior Transfer Doc	1452100073
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1648 DEEP COVE LN, GILBERT, SC 29054-9447
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2105205860
Date	Apr 17, 2023
Book Page	21052/5860
Instrument	2023012524

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	1648 DEEP COVE LN, GILBERT, SC 29054-9447
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2092805236
Date	Mar 17, 2021
Book Page	20928/5236
Instrument	2021014113

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank
Address	STATESBORO, GA 30459

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Recording Date	Jun 1, 2020
Property Address	1648 DEEP COVE LN, GILBERT, SC 29054-9447
Document Number	2087305271
Book / Page	020873 / 005271
Instrument Date	May 26, 2020
Instrument	22184
Transaction Type	Construction Loan
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 DEEP COVE LN GILBERT SC 290549447, GILBERT, SC 29054-9447

Mortgage

Document Number	2087305271
Date	Jun 1, 2020
Book Page	020873/005271
Instrument	22184

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	BATESBURG LEESVILLE, SC 29070-0607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 31, 2021

Interest

Rate Type	Adjustable Rate

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Oct 29, 2019
Property Address	1648 DEEP COVE LN, GILBERT, SC 29054-9447
Document Number	2084200735
Book / Page	020842 / 000735
Instrument Date	Oct 28, 2019
Instrument	49499
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 LITCHFIELD LN LEXINGTON SC 290722358, LEXINGTON, SC 29072-2358

Mortgage

Document Number	2084200739
Date	Oct 29, 2019
Book Page	020842/000739
Instrument	49500

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	BATESBURG LEESVILLE, SC 29070-0607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2034

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,700.00 (+9.14%)
2024	$2,474.00 (+4.43%)	$16,567 (-) Land $6,320 Building $10,247	$414,169 (-) Land $158,000 Building $256,169
2023	$2,369.00	$16,567 Land $6,320 Building $10,247	$414,169 Land $158,000 Building $256,169

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	7 (2015–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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