1648 Cotter Ave, Duarte, CA 91010 Property Records

Los Angeles County property record for 1648 Cotter Ave, Duarte, CA 91010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,499 sqft · built 1953
Lot Size	0.216 acres (9,421 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,303 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8528-008-023`

Property Details

APN / Parcel Number

Primary APN	`8528-008-023`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,499 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Gravel
Lot Area	9,421 sqft (0.216 acres)
Lot Dimensions	115 ft deep x 83 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1648 COTTER AVE
City	DUARTE
State	CA
Zip	91010-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DUR16500*
Legal Description	SUB OF THE RANCHO AZUSA DE DUARTE LOT COM S 0 0656 W 230.05 FT FROM NW COR O F LOT 31 TR NO 15350 TH S 0 0656 W 80 FT TH S 89 4205 W 128 FT TH N 0 06 56 E 41.46 FT TH NE ON SE LINE OF COTTER PART OF LOT 4 IN SEC 31 T 1N R 10W
Legal Range	10W
Legal Township	01N
Legal Section	31
Legal Subdivision	15350
Legal Tract	N
Legal Block	2
Legal Lot Number	31
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	2
Census Block	2018
Census Tract	430101

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1648 COTTER AVE, DUARTE, CA 91010-2812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2003
Deed Sale	Oct 6, 2003
Prior Sale	Oct 29, 1997 · Amount on Record
Deed Document Number	20032955672
Prior Transfer Date	Aug 7, 2003
Prior Transfer Doc	0002955672
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	1648 COTTER AVE, DUARTE, CA 91010-2812
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 COTTER AVE, DUARTE, CA 91010-2812

Mortgage

Document Number	0001066698
Date	Nov 14, 2022
Instrument	22-1066698

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	1648 COTTER AVE, DUARTE, CA 91010-2812
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 COTTER AVE, DUARTE, CA 91010-2812

Mortgage

Document Number	0000837605
Date	May 25, 2021
Instrument	21-0837605

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Duarte City
Unified School District	Duarte Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$353,725 (+2%) Land $182,500 Building $171,225
2025	$5,303.00 (+7.02%)	$346,790 (+4.04%) Land $178,922 Building $167,868
2023	$4,955.00 (+2.4%)	$333,325 Land $171,975 Building $161,350
2022	$4,839.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER COMPANY - DUARTE private · serves 24,767 people · EPA ID CA1910186
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

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