1648 Cool Spring Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1648 Cool Spring Rd, Charlottesville, VA 22901 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1984
Lot Size	0.035 acres (1,523 sqft)
Owner	Individual Name on File
Last Sale	$200,900 (Dec 2020)
Tax Bill	$2,651 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061B0-03-0P-00200`

Property Details

APN / Parcel Number

Primary APN	`061B0-03-0P-00200`
Alternative APN	`23412`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,358 sqft Finished Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,523 sqft (0.035 acres)
View / Lot	Proximity to Airport
Deck Area	316 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1648 COOL SPRING RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-1379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNWOOD 3 P 2
Legal Subdivision	TOWNWOOD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	2
Census Block	2001
Census Tract	10702

Owner

Source: Albemarle County records · APN 061B0-03-0P-00200

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1648 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2020 · Amount on Record
Deed Sale	Dec 01, 2020 · Amount on Record
Deed Document Number	202017322
Deed Book / Page	5435 / 278
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 01, 2020
Property Address	1648 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1379
Document Number	0000017322
Book / Page	005435 / 000278
Instrument Date	Nov 24, 2020
Instrument	17322
Transaction Type	Transfer
Record Updated	Dec 09, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 COOL SPRING RD CHARLOTTESVILLE VA 229011379, CHARLOTTESVILLE, VA 22901-1379

Mortgage

Document Number	17323
Date	Dec 01, 2020
Book Page	005435/000281
Instrument	17323

Lender

Name	TOWNE FIRST MTG
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,651.00 (+2.87%)	$296,500 (+7.12%) Land $90,000 Building $206,500	$296,500 (+7.12%) Land $90,000 Building $206,500
2025	$2,577.00 (+9.06%)
2023	$2,363.00	$276,800 Land $67,500 Building $209,300	$276,800 Land $67,500 Building $209,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 481 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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