1648 Citadel Pl, Cincinnati, OH 45255 Property Records

Hamilton County property record for 1648 Citadel Pl, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,029 sqft · built 1969
Lot Size	0.181 acres (7,884 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,876 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500-0044-0118-00`

Property Details

APN / Parcel Number

Primary APN	`500-0044-0118-00`
Alternative APN	`0059307`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,029 sqft Living Area
Gross Area	3,295 sqft
1st Floor Area	1,595 sqft
Basement Area	1,280 sqft
Finished Basement	434 sqft
Unfinished Basement	846 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	120 ft deep x 63.9 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1648 CITADEL PL
City	CINCINNATI
State	OH
Zip	45255-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITADEL PL 63.88 X 120 IRR LOT 698 SUMMIT ESTS SUB BLK L PT 1
Legal Subdivision	SUMMIT ESTS SUB
Legal Block	L
Legal Lot Number	698
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2003
Census Tract	25102

Owner

1648 Citadel Pl is owned and occupied by two individuals who acquired it in October 2001.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1648 CITADEL PL, CINCINNATI, OH 45255-2626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 10, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 12, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2001
Deed Sale	Oct 11, 2001
Prior Sale	May 8, 1997 · Amount on File
Deed Document Number	2001187493
Deed Book / Page	8714 / 415
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1648 CITADEL PL, CINCINNATI, OH 45255-2626
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140814
Date	Nov 22, 2021
Book Page	14549/1806
Instrument	2021-0140814

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1648 CITADEL PL, CINCINNATI, OH 45255-2626
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 CITADEL PL, CINCINNATI, OH 45255-2626

Mortgage

Document Number	0000069864
Date	Sep 10, 2025
Book Page	15497/1084
Instrument	2025-0069864

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1648 CITADEL PL, CINCINNATI, OH 45255-2626
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 CITADEL PL, CINCINNATI, OH 45255-2626

Mortgage

Document Number	0000088804
Date	Dec 12, 2024
Book Page	15311/2408
Instrument	2024-0088804

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1648 Citadel Pl was $4,876 with a homeowner's exemption, down 9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,876.00 (-8.96%) Homeowner's exemption	$88,204 (-) Land $13,759 Building $74,445	$252,010 Land $39,310 Building $212,700
2024	$5,356.00 (+5.14%)	$88,204 (-) Land $13,759 Building $74,445
2023	$5,094.00 (+25.87%)	$88,204 (+41.38%) Land $13,759 Building $74,445	$252,010 Land $39,310 Building $212,700
2022	$4,047.00 Homeowner's exemption	$62,388 Land $11,960 Building $50,428
2020			$178,250 Land $34,170 Building $144,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1648 Citadel Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1648 Citadel Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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