1648 Carmel Cir W, Upland, CA 91784 Property Records

San Bernardino County property record for 1648 Carmel Cir W, Upland, CA 91784

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,670 sqft · built 1974
Lot Size	0.038 acres (1,670 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Apr 2017)
Tax Bill	$4,683 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1005-414-03-0000`

Property Details

APN / Parcel Number

Primary APN	`1005-414-03-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,670 sqft Living Area
Gross Area	2,070 sqft
1st Floor Area	964 sqft
2nd Floor Area	706 sqft
Family Room	Family Room

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	1,670 sqft (0.038 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1648 CARMEL CIR W
City	UPLAND
State	CA
Zip	91784-1712
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 8816 LOT 38 BOOK 120 PAGE 42 TRACT 8816 LOT NO 38 AND UND INT IN COMMON AREA
Legal Tract	8816
Legal Block	2
Legal Lot Number	38
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2008
Census Tract	815

Owner

1648 Carmel Cir W, a planned unit development, is owned and occupied by two individuals who acquired it in July 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1648 CARMEL CIR W, UPLAND, CA 91784-1712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Quit Claim Deed, Transfer LOS ANGELES FCU
Apr 10, 2017	Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2017 · Amount on File
Deed Sale	Apr 10, 2017 · Amount on File
Prior Sale	Sep 22, 2016 · Amount on File
Deed Document Number	2017147897
Last Transfer Date	Jul 28, 2020
Transfer Doc	0000278107
Record Updated	Sep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 10, 2020
Property Address	1648 CARMEL CIR W, UPLAND, CA 91784-1712
Document Number	0000278107
Instrument Date	Jul 28, 2020
Instrument	278107
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1648 CARMEL CIR W UPLAND CA 917841712, UPLAND, CA 91784-1712

Mortgage

Document Number	278108
Date	Aug 10, 2020
Instrument	278108

Lender

Name	LOS ANGELES FCU
Type	Credit Union
Address	GLENDALE, CA 91205

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 9, 2035

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 10, 2017
Property Address	1648 CARMEL CIR W, UPLAND, CA 91784-1712
Document Number	0000147897
Map Reference	MAP120 PG42-46
Instrument Date	Apr 6, 2017
Instrument	2017-0147897
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1648 CARMEL CIR W, UPLAND, CA 91784-1712

Mortgage

Document Number	0000147898
Date	Apr 10, 2017
Instrument	2017-0147898

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1648 Carmel Cir W was $4,683.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$426,168 (+2%) Land $147,975 Building $278,193
2025	$4,683.00	$417,812 Land $145,074 Building $272,738
2023	$4,466.00 (+2.2%)	$401,587 Land $139,440 Building $262,147
2022	$4,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1648 Carmel Cir W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1648 Carmel Cir W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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