Pinellas County property record for 1648 Arbor Dr, Clearwater, FL 33756
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,236 sqft · built 1961 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $418,000 (Jul 2025) |
| Tax Bill | $3,329 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-747-1586-3 |
| Primary APN | C62-000-747-1586-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,236 sqft Living Area |
| Gross Area | 1,590 sqft |
| 1st Floor Area | 1,236 sqft |
| Flooring | Carpet |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | H-Shape |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | Deck Area |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R285837 |
|---|---|
| Street Address | 1648 ARBOR DR |
| City | CLEARWATER |
| State | FL |
| Zip | 33756-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | WOODRIDGE LOT 108 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 26 |
| Legal Subdivision | WOODRIDGE |
| Legal Tract | 99018 |
| Legal Lot Number | 108 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 25507 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1648 ARBOR DR, CLEARWATER, FL 33756-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 30, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage FFC MORTGAGE CORP |
| Mar 27, 2018 | Quit Claim Deed, Transfer SERVICELINK |
| Jan 2, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2025 · Amount on Record |
| Deed Sale | Jul 10, 2025 · Amount on Record |
| Prior Sale | Sep 14, 2018 · Amount on Record |
| Deed Document Number | 2025196420 |
| Deed Book / Page | 23224 / 529 |
| Prior Transfer Date | Mar 9, 2018 |
| Prior Transfer Doc | 0199890834 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1648 ARBOR DR, CLEARWATER, FL 33756-1802 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1648 ARBOR DR, CLEARWATER, FL 33756-1802 |
| Document Number | 0217690742 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 21769/742 |
| Instrument | 2021342893 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1648 ARBOR DR, CLEARWATER, FL 33756-1802 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1648 ARBOR DR, BELLEAIR, FL 33756-1802 |
| Document Number | 0222771218 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 22277/1218 |
| Instrument | 2022344199 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 14, 2018 |
| Property Address | 1648 ARBOR DR, CLEARWATER, FL 33756-1802 |
| Document Number | 0202052137 |
| Book / Page | 20205 / 2137 |
| Map Reference | MB 53 PG 72 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 2018295880 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | FIRST TITLE SOURCE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,672.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2529 BAYSIDE POINTE LN, 2529, CLEARWATER, FL 33763-2160 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1648 ARBOR DR, CLEARWATER, FL 33756-1802 |
| Document Number | 2018295881 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018295881 |
| Name | FFC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 27, 2018 |
| Property Address | 1648 ARBOR DR, CLEARWATER, FL 33756-1802 |
| Document Number | 0199890834 |
| Book / Page | 019989 / 000834 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 93674 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2018 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Tax | $972.03 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2529 BAYSIDE POINTE LN CLEARWATER FL 337632160, CLEARWATER, FL 33763-2160 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 2, 2018 |
| Property Address | 1648 ARBOR DR, CLEARWATER, FL 33756-1802 |
| Document Number | 0198950333 |
| Book / Page | 019895 / 000333 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 322 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 23, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $980.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,329.00 (+6.53%) | $222,377 (+7.55%) | $312,411 (+1.12%) Land $118,414 Building $193,997 |
| 2023 | $3,125.00 (+1.43%) Homeowner's exemption | $206,771 (+3%) | $308,960 (+13.87%) Land $151,932 Building $157,028 |
| 2022 | $3,081.00 Homeowner's exemption | $200,749 | $271,318 Land $144,540 Building $126,778 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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