San Bernardino County property record for 16478 Chippewa Rd, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,904 sqft · built 2004 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $330,000 (Oct 2012) |
| Tax Bill | $4,642 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0441-051-03-0000 |
| Primary APN | 0441-051-03-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,904 sqft Living Area |
| Gross Area | 3,706 sqft |
| 1st Floor Area | 2,904 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 16,000 sqft (0.367 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 802 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Slab |
| Porch Area | 587 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16478 CHIPPEWA RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4763 LOT 83 TR NO 4763 LOT 83 EX WTR RTS AND EX 1/2 INT MIN RTS WITHOUT SURFACE ENTRY |
| Legal Subdivision | TRACT 4763 |
| Legal Tract | 4763 |
| Legal Block | 4 |
| Legal Lot Number | 83 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 4 |
| Census Block | 4121 |
| Census Tract | 12101 |
16478 Chippewa Rd is owned by a company that acquired it in June 2016 and is owner-occupied.
Source: San Bernardino County records, as of October 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5131 SHARYNNE LN, TORRANCE, CA 90505-3315 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · VA Mortgage LADERA LENDING INC |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2012 · Amount on File |
| Deed Sale | Oct 25, 2012 · Amount on File |
| Prior Sale | Jan 7, 2005 · Amount on File |
| Deed Document Number | 2012443256 |
| Last Transfer Date | Jun 16, 2016 |
| Transfer Doc | 0000357557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 16478 CHIPPEWA RD, APPLE VALLEY, CA 92307-1514 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16478 CHIPPEWA RD, APPLE VALLEY, CA 92307-1514 |
| Document Number | 0000142459 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | 2023-0142459 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 16478 CHIPPEWA RD, APPLE VALLEY, CA 92307-1514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 16478 CHIPPEWA RD, APPLE VALLEY, CA 92307-1514 |
| Document Number | 0000034499 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021-0034499 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 16478 Chippewa Rd was $4,642 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $414,501 (+2%) Land $82,902 Building $331,599 | |
| 2025 | $4,642.00 Homeowner's exemption | $406,373 Land $81,276 Building $325,097 |
| 2023 | $4,468.00 (+1.57%) Homeowner's exemption | $390,594 Land $78,120 Building $312,474 |
| 2022 | $4,399.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16478 Chippewa Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16478 Chippewa Rd is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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