16475 SW 98th Ter, Miami, FL 33196 Property Records

Miami-Dade County property record for 16475 SW 98th Ter, Miami, FL 33196

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,859 sqft · built 1998
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$119,400 (May 1998)
Tax Bill	$3,134 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone AH (high risk)
APN	`30-5905-014-0200`

Property Details

APN / Parcel Number

Primary APN	`30-5905-014-0200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,859 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	1,859 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	5,001 sqft (0.115 acres)
Porch	Porch
Porch Area	18 sqft
Patio Area	405 sqft

Location & Zoning

Street Address	16475 SW 98TH TER
City	MIAMI
State	FL
Zip	33196-5805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0101
Legal Description	PEACOCKS POINT PB 147-97 T-18848 LOT 20 BLK 1 LOT SIZE 5001 SQ FT & INT IN COMMON AREAS F/A/U 30-5905-000-0030 OR 18113-2182 0598 1
Legal Range	39E
Legal Township	55S
Legal Section	05
Legal Subdivision	PEACOCKS POINT
Legal Block	1
Legal Lot Number	20
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	2
Census Block	2000
Census Tract	18002

Owner

16475 SW 98th Ter is owned and occupied by two individuals who bought it in May 1998.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16475 SW 98TH TER, MIAMI, FL 33196-5805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 1998 · Amount on File
Deed Sale	May 21, 1998 · Amount on File
Deed Book / Page	18113 / 2182
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	16475 SW 98TH TER, MIAMI, FL 33196-5805
Document Number	0000308609
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16475 SW 98TH TER MIAMI FL 331965805, MIAMI, FL 33196-5805

Mortgage

Document Number	0000308609
Date	Jun 1, 2020
Book Page	031954/002308
Instrument	308609

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16475 SW 98th Ter was $3,134 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,134.00 Homeowner's exemption	$183,497	$451,032 Land $247,026 Building $204,006
2023	$2,837.00 (+7.06%) Homeowner's exemption	$173,133 (+5.15%)	$418,492 (+14.53%) Land $209,022 Building $209,470
2022	$2,650.00 Homeowner's exemption	$164,658	$365,390 Land $161,517 Building $203,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16475 SW 98th Ter in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 290 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	290 in force
Nearby Flood Claims	14 (1999–2020)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16475 SW 98th Ter is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20