16475 Centipede St, Clermont, FL 34714 Property Records

Lake County property record for 16475 Centipede St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 2018
Lot Size	0.129 acres (5,653 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Aug 2024)
Tax Bill	$5,081 (2024)
Deeds & Mortgages	Jul 2020 Sale Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0103-000-08600`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0103-000-08600`
Alternative APN	`3905891`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,653 sqft (0.129 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3905891
Street Address	16475 CENTIPEDE ST
City	CLERMONT
State	FL
Zip	34714-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 2B PB 68 PG 77-79 LOT 86 ORB 6382 PG 92
Legal Section	14
Legal Subdivision	SAWGRASS BAY
Legal Phase	2B
Legal Tract	103
Legal Lot Number	86
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

Source: Lake County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9 FITCH CT # B, B, WAKEFIELD, MA 01880-1931
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Warranty Deed, Transfer THE CLOSING BOUTIQUE LLC
Mar 20, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI DHI MTG
Aug 24, 2018	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2024 · Amount on Record
Deed Sale	Aug 14, 2024 · Amount on Record
Prior Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	2024095321
Deed Book / Page	6382 / 92
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 15, 2020
Property Address	16475 CENTIPEDE ST, CLERMONT, FL 34714-5027
Document Number	0055041331
Book / Page	005504 / 001331
Instrument Date	Jul 7, 2020
Instrument	75567
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	THE CLOSING BOUTIQUE LLC

Transaction

Amount	Amount Recorded
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16475 CENTIPEDE ST CLERMONT FL 347145027, CLERMONT, FL 34714-5027

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Mar 20, 2020
Property Address	16475 CENTIPEDE ST, CLERMONT, FL 34714-5027
Document Number	0054420983
Book / Page	005442 / 000983
Instrument Date	Mar 19, 2020
Instrument	34534
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 24, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	17810 BLAZING STAR CIR CLERMONT FL 347145156, CLERMONT, FL 34714-5156

Mortgage

Document Number	54420984
Date	Mar 20, 2020
Book Page	005442/000984
Instrument	34535

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Aug 24, 2018
Property Address	16475 CENTIPEDE ST, CLERMONT, FL 34714-5027
Document Number	0051591044
Book / Page	005159 / 001044
Instrument Date	Aug 22, 2018
Instrument	99183
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$1,878.76
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16475 CENTIPEDE ST CLERMONT FL 347145027, CLERMONT, FL 34714-5027

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$315,966 (-5.79%) Land $100,000 Building $215,966	$315,966 (-5.79%) Land $100,000 Building $215,966
2024	$5,081.00 (+5.96%)
2023	$4,795.00 (+7.73%) Homeowner's exemption	$335,373 (+11.84%)	$335,373 (+11.84%) Land $100,000 Building $235,373
2022	$4,451.00	$299,873	$299,873 Land $64,500 Building $235,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

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