1647 Shipwreck Ct, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 1647 Shipwreck Ct, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,197 sqft · built 1998
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Oct 2020)
Tax Bill	$871 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`462-04-04-0115`

Property Details

APN / Parcel Number

Primary APN	`462-04-04-0115`
Alternative APN	`1912101075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,197 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1647 SHIPWRECK CT
City	SURFSIDE BEACH
State	SC
Zip	29575-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOUR VILLAGE; LOT 116
Legal Subdivision	HARBOUR VILLAGE
Legal Lot Number	116
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2004
Census Tract	51405

Owner

1647 Shipwreck Ct is owned and occupied by an individual who bought it in October 2020.

Source: Horry County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1647 SHIPWRECK CT, MYRTLE BEACH, SC 29575-4613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Aug 4, 1998 · Amount on File
Deed Book / Page	4348 / 3279
Prior Transfer Date	Oct 1, 2020
Prior Transfer Doc	4348/3279
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Oct 2, 2020
Property Address	1647 SHIPWRECK CT, SURFSIDE BEACH, SC 29575-4613
Document Number	4348/3279
Book / Page	004348 / 003279
Instrument Date	Oct 1, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 SHIPWRECK CT SURFSIDE BEACH SC 295754613, SURFSIDE BEACH, SC 29575-4613

Mortgage

Document Number	6273/3011
Date	Oct 2, 2020
Book Page	006273/003011

Lender

Name	RESIDENTIAL MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1647 Shipwreck Ct was $871.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$871.00		$287,386 (-) Land $138,807 Building $148,579
2024	$871.00 (+6.87%)	$11,495 (+55.36%) Land $5,552 Building $5,943	$287,386 (+55.37%) Land $138,807 Building $148,579
2023	$815.00	$7,399 Land $1,399 Building $6,000	$184,970 Land $34,970 Building $150,000
2021	$789.00	$7,399 Land $1,399 Building $6,000	$184,970 Land $34,970 Building $150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1647 Shipwreck Ct in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	50 (1979–2026)
Claims Outside the SFHA	24 of 50
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims Hurricane Hugo, Sep 1989 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1647 Shipwreck Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20