1647 S 7th St, Independence, OR 97351 Property Records

Polk County property record for 1647 S 7th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,936 sqft · built 2005
Lot Size	0.128 acres (5,595 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jun 2018)
Tax Bill	$3,955 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08433-BB-01200`

Property Details

APN / Parcel Number

Primary APN	`08433-BB-01200`
Alternative APN	`567883`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,936 sqft Living Area
Gross Area	2,354 sqft
1st Floor Area	1,026 sqft
2nd Floor Area	910 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,595 sqft (0.128 acres)
Garage Area	418 sqft
Parking Spaces	4 Parking Spaces
Patio Area	117 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	567883
Street Address	1647 S 7TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	MOUNTAIN FIR ESTATES PHASE 6 LOT 55
Legal Range	4W
Legal Township	08S
Legal Section	33
Legal Subdivision	MOUNTAIN FIR ESTATES PHASE 6
Legal Block	4
Legal Lot Number	55
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	4
Census Block	4023
Census Tract	20305

Owner

1647 S 7th St is owned and occupied by two individuals who bought it in June 2018.

Source: Polk County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1647 S 7TH ST, INDEPENDENCE, OR 97351-1440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 1, 2019	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 19, 2018	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Aug 24, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Aug 24, 2017 · Amount on File
Deed Document Number	20187142
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Recording Date	Sep 22, 2026
Property Address	1647 S 7TH ST, INDEPENDENCE, OR 97351-1440
Document Number	0000007545
Instrument Date	Sep 22, 2026
Instrument	20267545
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 S 7TH ST, INDEPENDENCE, OR 97351-1440

Mortgage

Document Number	0000007545,
Date	Sep 22, 2026
Instrument	20267545

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	270 Months
Due	Mar 1, 2049

Interest

Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	1647 S 7TH ST, INDEPENDENCE, OR 97351-1440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002067
Date	Mar 1, 2019
Instrument	2019-002067

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jun 19, 2018
Property Address	1647 S 7TH ST, INDEPENDENCE, OR 97351-1440
Document Number	0000007142
Map Reference	VOL13 PG27
Instrument Date	Jun 18, 2018
Instrument	2018-007142
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 S 7TH ST, INDEPENDENCE, OR 97351-1440

Mortgage

Document Number	0000007143
Date	Jun 19, 2018
Instrument	2018-007143

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Aug 24, 2017
Property Address	1647 S 7TH ST, INDEPENDENCE, OR 97351-1440
Document Number	0000010167
Instrument Date	Aug 24, 2017
Instrument	2017-010167
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIDELITY NATL TITLE CO OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1647 S 7TH ST, INDEPENDENCE, OR 97351-1440

Mortgage

Document Number	0000010168
Date	Aug 24, 2017
Instrument	2017-010168

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1647 S 7th St was $3,955, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,520 (+3%) Land $61,880 Building $162,640	$463,040 (-5.81%) Land $150,000 Building $313,040
2025	$3,955.00 (+3.81%)	$217,990 (+3%) Land $60,080 Building $157,910	$491,620 (+1.83%) Land $150,600 Building $341,020
2024	$3,810.00 (-2.53%)	$211,650 (+3%) Land $58,330 Building $153,320	$482,800 (+4.02%) Land $148,000 Building $334,800
2023	$3,909.00 (+8.95%)	$205,490 (+3%) Land $56,630 Building $148,860	$464,130 (+14.1%) Land $141,500 Building $322,630
2022	$3,588.00	$199,510 Land $54,980 Building $144,530	$406,770 Land $116,000 Building $290,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1647 S 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1647 S 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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