1647 Rustling Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1647 Rustling Dr, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,764 sqft · built 1999
Lot Size	0.144 acres (6,307 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Feb 2020)
Tax Bill	$3,287 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-04-26-021262-026-16`

Property Details

APN / Parcel Number

Primary APN	`31-04-26-021262-026-16`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,764 sqft Heated Area
Gross Area	2,555 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,307 sqft (0.144 acres)
Garage Area	630 sqft
Porch	Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1647 RUSTLING DR
City	FLEMING ISLAND
State	FL
Zip	32003-8632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 116 BROOKSTONE AS REC O R4282 PG 1372
Legal Range	26
Legal Township	04
Legal Section	31
Legal Subdivision	BROOKSTONE/EAGLE HARBOR
Legal Lot Number	116
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1004
Census Tract	30704

Owner

Source: Clay County records · APN 31-04-26-021262-026-16

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1647 RUSTLING DR, FLEMING ISLAND, FL 32003-8632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Oct 28, 2005 · Amount on Record
Deed Document Number	2020010340
Deed Book / Page	4282 / 1372
Record Updated	Jun 08, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 26, 2020
Property Address	1647 RUSTLING DR, FLEMING ISLAND, FL 32003-8632
Document Number	0042821372
Book / Page	004282 / 001372
Instrument Date	Feb 25, 2020
Instrument	10340
Transaction Type	Transfer
Record Updated	Mar 05, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1647 RUSTLING DR FLEMING ISLAND FL 320038632, FLEMING ISLAND, FL 32003-8632

Mortgage

Document Number	42821374
Date	Feb 26, 2020
Book Page	004282/001374
Instrument	10341

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,287.00 (-20.6%) Homeowner's exemption	$255,713 (+5.99%)	$375,721 (+8.63%) Land $55,000 Building $320,721
2023	$4,140.00 (+7.53%) Homeowner's exemption	$241,269 (+3%)	$345,870 (+15.85%) Land $55,000 Building $290,870
2022	$3,850.00 Homeowner's exemption	$234,242	$298,551 Land $45,000 Building $253,551

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.