1647 Peerless Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1647 Peerless Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,580 sqft · built 1950
Lot Size	0.307 acres (13,353 sqft)
Owner	Individual Name on Record
Last Sale	$795,000 (May 2026)
Tax Bill	$6,166 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400-152-21-00`

Property Details

APN / Parcel Number

Primary APN	`400-152-21-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	13,353 sqft (0.307 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1647 PEERLESS DR
City	EL CAJON
State	CA
Zip	92021-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 2 LOT 5 ELY 156 FT OF TR 002564
Legal Subdivision	PEERLESS VISTA
Legal Tract	002564
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	16401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1647 PEERLESS DR, EL CAJON, CA 92021-3427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
May 15, 2026	Grant Deed, Transfer · Conventional Mortgage FLEXPOINT FUNDING
Jun 4, 2019	Deed of Trust, Mortgage · VA Mortgage MORGAN HOME LOAN FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Oct 8, 2014 · Amount on Record
Deed Document Number	2026140537
Prior Transfer Date	Mar 18, 1994
Prior Transfer Doc	0000215740
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1647 PEERLESS DR, EL CAJON, CA 92021-3427
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 PEERLESS DR, EL CAJON, CA 92021-3427

Mortgage

Document Number	0000553693
Date	Aug 4, 2021
Instrument	2021-0553693

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 15, 2026
Property Address	1647 PEERLESS DR, EL CAJON, CA 92021-3427
Document Number	0000140537
Instrument Date	May 5, 2026
Instrument	2026.140537
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,324.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 PEERLESS DR, EL CAJON, CA 92021-3427

Mortgage

Document Number	0000140538,
Date	May 15, 2026
Instrument	2026.140538

Lender

Name	FLEXPOINT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1647 PEERLESS DR, EL CAJON, CA 92021-3427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214944
Date	Jun 4, 2019
Instrument	2019-0214944

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92126

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$465,828 (+2%) Land $222,787 Building $243,041
2025	$6,166.00 (+0.95%)	$456,695 (+4.04%) Land $218,419 Building $238,276
2024	$6,108.00 (+2.95%)
2023	$5,933.00 (+2.01%)	$438,963 Land $209,939 Building $229,024
2022	$5,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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