1647 Otte Ave, Cincinnati, OH 45223 Property Records

Hamilton County property record for 1647 Otte Ave, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,205 sqft · built 1889
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jul 2020)
Tax Bill	$4,537 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`199-0042-0050-00`

Property Details

APN / Parcel Number

Primary APN	`199-0042-0050-00`
Alternative APN	`0041417`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,205 sqft Living Area
Gross Area	2,861 sqft
1st Floor Area	992 sqft
2nd Floor Area	944 sqft
Attic	Attic
Attic Area	269 sqft
Basement Area	656 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	110 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	221 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1647 OTTE AVE
City	CINCINNATI
State	OH
Zip	45223-1764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	1647 OTTE AVE 59 X 110 LOTS 70-71 PT 69 F & A WEBER 2ND SUB PARS 50- 51-52 CONS
Legal Subdivision	WEBER 2ND SUB
Legal Lot Number	70-71
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2001
Census Tract	27700

Owner

1647 Otte Ave is owned and occupied by an individual who bought it in July 2020.

Source: Hamilton County records, as of May 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1647 OTTE AVE, CINCINNATI, OH 45223-1764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit WRIGHTPATT CREDIT UNION INC
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Sep 9, 2020	Deed of Trust, Mortgage · Conventional with PMI WRIGHTPATT CU INC
Jul 15, 2020	Warranty Deed, Transfer HOLLY WASINSKI
Feb 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Feb 12, 2020 · Amount on File
Deed Document Number	202068150
Deed Book / Page	14210 / 1662
Prior Transfer Date	Feb 5, 2020
Prior Transfer Doc	0000014762
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 10, 2026
Property Address	1647 OTTE AVE, CINCINNATI, OH 45223-1764
Document Number	0000027020
Book / Page	15642 / 176
Instrument Date	Mar 24, 2026
Instrument	202627020
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 OTTE AVE, CINCINNATI, OH 45223-1764

Mortgage

Document Number	0000027020,
Date	Apr 10, 2026
Book Page	15642/176
Instrument	202627020

Lender

Name	WRIGHTPATT CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 25, 2051

Interest

Rate	5.98%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1647 OTTE AVE, CINCINNATI, OH 45223-1764
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017014
Date	Feb 9, 2021
Book Page	14351/353
Instrument	2021-0017014

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 25, 2046

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1647 OTTE AVE, CINCINNATI, OH 45223-1764
Document Number	0000093908
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 OTTE AVE CINCINNATI OH 452231764, CINCINNATI, OH 45223-1764

Mortgage

Document Number	0000093908
Date	Sep 15, 2020
Book Page	014253/002859
Instrument	93908

Lender

Name	WRIGHTPATT CU INC
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Sep 14, 2040

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 15, 2020
Property Address	1647 OTTE AVE, CINCINNATI, OH 45223-1764
Document Number	0000068150
Book / Page	014210 / 001662
Instrument Date	Jul 7, 2020
Instrument	68150
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 OTTE AVE CINCINNATI OH 452231764, CINCINNATI, OH 45223-1764

Mortgage

Document Number	68151
Date	Jul 15, 2020
Book Page	014210/001664
Instrument	68151

Lender

Name	HOLLY WASINSKI

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 12, 2020
Property Address	1647 OTTE AVE, CINCINNATI, OH 45223-1764
Document Number	0000014762
Book / Page	014103 / 000895
Instrument Date	Feb 5, 2020
Instrument	14762
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 OTTE AVE CINCINNATI OH 45223, CINCINNATI, OH 45223

Tax Assessment & Valuation

The 2025 property tax bill for 1647 Otte Ave was $4,537, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,537.00 (+3.07%)	$73,500 (-) Land $19,586 Building $53,914	$210,000 Land $55,960 Building $154,040
2024	$4,402.00 (-2.16%)	$73,500 (-) Land $19,586 Building $53,914
2023	$4,499.00 (+60.91%)	$73,500 (+79.78%) Land $19,586 Building $53,914	$210,000 Land $55,960 Building $154,040
2022	$2,796.00 Homeowner's exemption	$40,884 Land $10,143 Building $30,741
2020			$116,810 Land $28,980 Building $87,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1647 Otte Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1647 Otte Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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