Franklin County property record for 1647 Oaktrail Ln, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,818 sqft · built 1988 |
| Lot Size | 7.19 acres (313,632 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,389 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-3-05.0-0-000-010.000 |
| Primary APN | 30-3-05.0-0-000-010.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,818 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 313,632 sqft (7.19 acres) |
| Patio Area | 630 sqft |
| Street Address | 1647 OAKTRAIL LN |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-3449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | PT S1/2 SW,AKA TRACT 4 DEEP WOODS |
| Legal Range | 01E |
| Legal Township | 41 |
| Legal Section | 05 |
| Legal Subdivision | DEEP WOODS 04 |
| Legal Tract | 4 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 800901 |
1647 Oaktrail Ln is owned and occupied by two individuals who acquired it in June 2004.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1647 OAKTRAIL LN, SAINT CLAIR, MO 63077-3449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2004 |
| Deed Sale | Jun 11, 2004 |
| Deed Document Number | 2004-16533 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1647 OAKTRAIL LN, SAINT CLAIR, MO 63077-3449 |
| Document Number | 0000009533 |
| Instrument Date | Jun 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1647 OAKTRAIL LN ST CLAIR MO 630773449, ST CLAIR, MO 63077-3449 |
| Document Number | 0000009533 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 9533 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 21, 2050 |
The 2025 property tax bill for 1647 Oaktrail Ln was $2,389.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,389.00 | $44,528 | $237,990 Land $39,360 Building $198,630 |
| 2023 | $2,268.00 (+7.49%) | $40,907 | $218,200 Land $32,880 Building $185,320 |
| 2022 | $2,110.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1647 Oaktrail Ln in Zone X, an area of minimal flood risk, though there have been 78 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 78 (1979–2024) |
| Claims Outside the SFHA | 7 of 78 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1647 Oaktrail Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
5G (outdoors only) and 4G LTE
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