1647 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1647 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,445 sqft · built 1998
Lot Size	0.187 acres (8,146 sqft)
Owner	2 Company Names on Record
Last Sale	$287,900 (Aug 2019)
Tax Bill	$1,588 (2025)
Deeds & Mortgages	Apr 2026 Sale Jul 2024 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-21-115`

Property Details

APN / Parcel Number

Primary APN	`304-21-115`
Alternative APN	`304211154`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
Gross Area	1,565 sqft
1st Floor Area	1,445 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,146 sqft (0.187 acres)
Parking Spaces	2 Parking Spaces
Pool Area	396 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1647 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	RANCHO CIMARRON MCR 380-25
Legal Range	6E
Legal Township	1S
Legal Section	16
Legal Subdivision	RANCHO CIMARRON
Legal Lot Number	87
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2010
Census Tract	422512

Owner

Source: Maricopa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1647 E SARATOGA ST, GILBERT, AZ 85296-2611
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 31, 2024	Deed of Trust, Mortgage · SBA Mortgage SEACOAST NATIONAL BANK
Oct 12, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 20, 2019	Special Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Mar 26, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Prior Sale	Mar 26, 2019 · Amount on Record
Deed Document Number	2019643991
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 20, 2026
Property Address	1647 E SARATOGA ST, GILBERT, AZ 85296-2611
Document Number	0000234481
Instrument Date	Apr 20, 2026
Instrument	2026234481
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1647 E SARATOGA ST, GILBERT, AZ 85296-2611

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1647 E SARATOGA ST, GILBERT, AZ 85296-2611
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 E SARATOGA ST, GILBERT, AZ 85296-2611

Mortgage

Document Number	0000406747
Date	Jul 31, 2024
Instrument	20240406747

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1647 E SARATOGA ST, GILBERT, AZ 85296-2611
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 E SARATOGA ST, GILBERT, AZ 85296-2611

Mortgage

Document Number	0000531628
Date	Oct 12, 2023
Instrument	20230531628

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1647 E SARATOGA ST, GILBERT, AZ 85296-2611
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 E SARATOGA ST, GILBERT, AZ 85296-2611

Mortgage

Document Number	0000277445
Date	Mar 12, 2021
Instrument	20210277445

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 20, 2019
Property Address	1647 E SARATOGA ST, GILBERT, AZ 85296-2611
Document Number	0000643991
Map Reference	MB 380 PG 25
Instrument Date	Jul 24, 2019
Instrument	20190643991
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATIONAL TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 E SARATOGA ST, GILBERT, AZ 85296-2611

Mortgage

Document Number	0000643992
Date	Aug 20, 2019
Instrument	20190643992

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Sep 1, 2019

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 26, 2019
Property Address	1647 E SARATOGA ST, GILBERT, AZ 85296-2611
Document Number	0000208275
Instrument Date	Mar 18, 2019
Instrument	208275
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$267.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1301 2ND AVE #31 SEATTLE WA 981010003, 31, SEATTLE, WA 98101-0003
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,950 (+106.41%)	$429,500 (+5.37%) Land $85,900 Building $343,600
2025	$1,588.00 (+3.05%)	$20,808 (-52.03%)	$407,600 (-6.04%) Land $81,500 Building $326,100
2024		$43,380	$433,800 Land $86,700 Building $347,100
2023	$1,541.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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