1647 E Commerce St, Milford, MI 48381 Property Records

Oakland County property record for 1647 E Commerce St, Milford, MI 48381

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,892 sqft · built 1994
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Mar 2024)
Tax Bill	$4,421 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`L-16-02-476-011`

Property Details

APN / Parcel Number

Primary APN	`L-16-02-476-011`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,057 sqft
Basement Area	705 sqft
Unfinished Basement	705 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Exterior Material	Stucco
Foundation Type	No Foundation
Roof Type	Gambrel
Lot Area	59,242 sqft (1.36 acres)
Garage Area	523 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	61 sqft
Deck Area	20 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1647 E COMMERCE ST
City	MILFORD
State	MI
Zip	48381-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R7E, SEC 2 PART OF SE 1/4 BEG AT PT DIST N 87-51-52 W 984.53 FT FROM SE SEC COR, TH N 87-51-52 W 190 FT, TH N 01-50-49 E 345 FT, TH S 87-51-52 E 190 FT, TH S 01-50-49 W 345 FT TO BEG 1.50 A 7-9-92 FR 002
Legal Range	07E
Legal Township	02N
Legal Section	02
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	5
Census Block	5003
Census Tract	132100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 LAKE MEADOW DR, WATERFORD, MI 48327-1787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Jan 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Apr 10, 1996 · Amount on Record
Deed Document Number	202431001
Deed Book / Page	59252 / 253
Prior Transfer Date	Dec 12, 2018
Prior Transfer Doc	0000004988
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1647 E COMMERCE ST, MILFORD, MI 48381-2126
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 E COMMERCE ST, MILFORD, MI 48381-2126

Mortgage

Document Number	20250152986
Date	Dec 8, 2025
Book Page	60760/383
Instrument	20250152986

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 28, 2024
Property Address	1647 E COMMERCE ST, MILFORD, MI 48381-2126
Document Number	0000031001
Book / Page	59252 / 253
Instrument Date	Mar 22, 2024
Instrument	31001
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,917.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1647 E COMMERCE ST, MILFORD, MI 48381-2126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 E COMMERCE ST, MILFORD, MI 48381-2126

Mortgage

Document Number	0059252256
Date	Mar 28, 2024
Instrument	59252/256

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1647 E COMMERCE ST, MILFORD, MI 48381-2126
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 S COMMERCE ST, MILFORD, MI 48381-2126

Mortgage

Document Number	0000112712
Date	Apr 27, 2021
Book Page	56145/520
Instrument	112712

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1647 E COMMERCE ST, MILFORD, MI 48381-2126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119855
Date	Jun 21, 2017
Book Page	50791/00832
Instrument	119855

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1647 E COMMERCE ST, MILFORD, MI 48381-2126
Document Number	0000155099
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1647 E COMMERCE ST MILFORD MI 483812126, MILFORD, MI 48381-2126

Mortgage

Document Number	0000155099
Date	Sep 23, 2019
Book Page	053279/000838
Instrument	155099

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 9, 2019
Property Address	1647 E COMMERCE ST, MILFORD, MI 48381-2126
Document Number	0000004988
Book / Page	052495 / 000719
Instrument Date	Dec 12, 2018
Instrument	4988
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1647 E COMMERCE ST MILFORD MI 483812126, MILFORD, MI 48381-2126

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,421.00 (+13.83%) Homeowner's exemption	$197,220 (+21.44%)	$394,440 (+21.44%)
2024	$3,884.00 (+23.89%)
2023		$162,400	$324,800
2021	$3,135.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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