1647 Center St, Whiting, IN 46394 Property Records

Lake County property record for 1647 Center St, Whiting, IN 46394

Property Summary

Property Type	Recreational Vacant Land
Details	4 bd · 1 ba · 1,815 sqft · built 1900
Lot Size	0.122 acres (5,332 sqft)
Owner	2 Individual Names on File
Last Sale	$332,500 (Nov 2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-28-29-0120-0039`

Property Details

APN / Parcel Number

Primary APN	`007-28-29-0120-0039`
Alternative APNs	`45-03-08-107-001.000-025` `45-03-08-107-032.000-025` `45-03-08-107-043.000-025` `282901200039`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,815 sqft Living Area
Basement Area	1,111 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1935
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,332 sqft (0.122 acres)
Lot Dimensions	124 ft deep x 43 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1647 CENTER ST
City	WHITING
State	IN
Zip	46394-1705
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	SPEBARS SUB LOT 1
Legal Subdivision	SPEBARS SUB
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2006
Census Tract	40100

Owner

1647 Center St, recreational vacant land, is owned and occupied by two individuals who bought it in November 2025.

Source: Lake County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1647 CENTER ST, WHITING, IN 46394-1705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK OF HEGEWISCH
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK OF HEGEWISCH
Dec 23, 2024	Special Warranty Deed, Transfer
Dec 23, 2024	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on File
Deed Sale	Nov 18, 2025 · Amount on File
Prior Sale	Dec 23, 2024
Deed Document Number	2025544614
Prior Transfer Date	Mar 4, 2005
Prior Transfer Doc	0000030785
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 18, 2025
Property Address	1647 CENTER ST, WHITING, IN 46394-1705
Document Number	0000044614
Map Reference	MB 118 PG 12
Instrument Date	Nov 14, 2025
Instrument	2025-544614
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	MERIDIAN TITLE CORPORATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 CENTER ST, WHITING, IN 46394-1705

Mortgage

Document Number	0000044615
Date	Nov 18, 2025
Instrument	2025-544615

Lender

Name	FIRST SAVINGS BANK OF HEGEWISCH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 18, 2025
Property Address	1647 CENTER ST, WHITING, IN 46394-1705
Document Number	0000044614
Map Reference	MB 118 PG 12
Instrument Date	Nov 14, 2025
Instrument	2025-544614
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	MERIDIAN TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 CENTER ST, WHITING, IN 46394-1705

Mortgage

Document Number	0000044615
Date	Nov 18, 2025
Instrument	2025-544615

Lender

Name	FIRST SAVINGS BANK OF HEGEWISCH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 23, 2024
Property Address	1647 CENTER ST, WHITING, IN 46394-1705
Document Number	0000044157
Map Reference	MB 118 PG 12
Instrument Date	Dec 10, 2024
Instrument	2024-544157
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8831 HARRISON AVE APT 103, 103, MUNSTER, IN 46321-2360

December 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 23, 2024
Property Address	1647 CENTER ST, WHITING, IN 46394-1705
Document Number	0000044157
Map Reference	MB 118 PG 12
Instrument Date	Dec 10, 2024
Instrument	2024-544157
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8831 HARRISON AVE APT 103, 103, MUNSTER, IN 46321-2360

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Whiting City
Unified School District	Whiting School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,900 Land $30,900	$30,900 Land $30,900
2024	Additional exemption filed
2022	Additional exemption filed

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1647 Center St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981)
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1647 Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITING WATER DEPARTMENT serves 4,900 people · EPA ID IN5245048
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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