1647 Bay Ridge Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1647 Bay Ridge Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,736 sqft · built 1976
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$58,557 (Feb 2022)
Tax Bill	$4,384 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-904-90008323`

Property Details

APN / Parcel Number

Primary APN	`01-904-90008323`
Alternative APNs	`1-904-90008323` `90490008323`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	976 sqft
Basement Area	760 sqft
Finished Basement	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Deck Area	90 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	90490008323
Street Address	1647 BAY RIDGE RD
City	EDGEWATER
State	MD
Zip	21037-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 231 TO 233 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	231
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1038
Census Tract	701103

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1647 BAY RIDGE RD, EDGEWATER, MD 21037-1740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 11, 2018	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MTG
Nov 25, 2017	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MTG
Feb 22, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2022 · Amount on Record
Deed Sale	Feb 17, 2022 · Amount on Record
Prior Sale	Dec 2, 2014 · Amount on Record
Prior Transfer Date	Dec 27, 2021
Prior Transfer Doc	0383700478
Record Updated	Jun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 17, 2022
Property Address	1647 BAY RIDGE RD, EDGEWATER, MD 21037-1740
Document Number	0383700478
Book / Page	38370 / 478
Map Reference	MB 8 PL 8
Instrument Date	Dec 27, 2021
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 BAY RIDGE RD, EDGEWATER, MD 21037-1740

Mortgage

Document Number	0038370482
Date	Feb 17, 2022
Instrument	38370/482

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1647 BAY RIDGE RD, EDGEWATER, MD 21037-1740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0321920310
Date	Jun 11, 2018
Book Page	32192/310

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Dec 1, 2045

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1647 BAY RIDGE RD, EDGEWATER, MD 21037-1740
Document Number	0358560429
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 BAY RIDGE RD EDGEWATER MD 210371740, EDGEWATER, MD 21037-1740

Mortgage

Document Number	0358560429
Date	Dec 30, 2020
Book Page	035856/000429

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1647 BAY RIDGE RD, EDGEWATER, MD 21037-1740
Document Number	0316250492
Book / Page	031625 / 000492
Instrument Date	Nov 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1647 BAY RIDGE RD EDGEWATER MD 210371740, EDGEWATER, MD 21037-1740

Mortgage

Document Number	0316250492
Date	Dec 4, 2017
Book Page	031625/000492

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 3, 2045

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1647 BAY RIDGE RD, EDGEWATER, MD 21037-1740
Document Number	0307350261
Book / Page	030735 / 000261
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1647 BAY RIDGE RD EDGEWATER MD 210371740, EDGEWATER, MD 21037-1740

Mortgage

Document Number	0307350261
Date	Mar 16, 2017
Book Page	030735/000261

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$349,900 (+10.97%)	$367,200 (+16.46%) Land $222,400 Building $144,800
2024	$4,384.00 (+27.33%)
2023	$3,443.00	$315,300 Land $171,800 Building $143,500	$315,300 Land $171,800 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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