San Luis Obispo County property record for 1647 16th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,045 sqft · built 1983 |
| Lot Size | 0.072 acres (3,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $252,500 (May 2010) |
| Tax Bill | $6,776 (2025) |
| Deeds & Mortgages | May 2024 Second Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-481-019 |
| Primary APN | 038-481-019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,045 sqft Living Area |
| 1st Floor Area | 1,045 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,125 sqft (0.072 acres) |
| Lot Dimensions | 125 ft deep x 25 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 1647 16TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 110 LT 12 |
| Legal Subdivision | EL MORO |
| Legal Block | 110 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10703 |
1647 16th St is owned and occupied by two individuals who acquired it in March 2017.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1647 16TH ST, LOS OSOS, CA 93402-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RABOBANK |
| Apr 5, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage SESLOC FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2010 · Amount on File |
| Deed Sale | May 28, 2010 · Amount on File |
| Prior Sale | Nov 30, 2009 · Amount on File |
| Deed Document Number | 201024782 |
| Last Transfer Date | Mar 21, 2017 |
| Transfer Doc | 0000014786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1647 16TH ST, LOS OSOS, CA 93402-1820 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 1647 16TH ST, LOS OSOS, CA 93402-1820 |
| Document Number | 0000012508 |
|---|---|
| Date | May 10, 2024 |
| Instrument | 2024012508 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1647 16TH ST, LOS OSOS, CA 93402-1820 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1647 16TH ST, LOS OSOS, CA 93402-1820 |
| Document Number | 0000017643 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021017643 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1647 16TH ST, LOS OSOS, CA 93402-1820 |
| Document Number | 0000002209 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1647 16TH ST LOS OSOS CA 934021820, LOS OSOS, CA 93402-1820 |
| Document Number | 0000002209 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 2209 |
| Name | RABOBANK |
|---|---|
| Type | Bank |
| Address | ARROYO GRANDE, CA 93421-6002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 5, 2017 |
| Property Address | 1647 16TH ST, LOS OSOS, CA 93402-1820 |
| Document Number | 0000014786 |
| Map Reference | MB A PG81 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 2017014786 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1647 16TH ST, LOS OSOS, CA 93402-1820 |
| Document Number | 0000014787 |
|---|---|
| Date | Apr 5, 2017 |
| Instrument | 2017014787 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 1647 16th St was $6,776.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $332,303 (+2%) Land $217,238 Building $115,065 | |
| 2025 | $6,776.00 | $325,788 Land $212,979 Building $112,809 |
| 2023 | $6,226.00 (-5.28%) | $313,139 Land $204,709 Building $108,430 |
| 2022 | $6,573.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1647 16th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1647 16th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.
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