16465 Veroli Ct, Ray, MI 48096 Property Records

Macomb County property record for 16465 Veroli Ct, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,887 sqft · built 2004
Lot Size	2.08 acres (90,605 sqft)
Owner	Individual Name on File
Tax Bill	$6,917 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`21-05-19-200-027`

Property Details

APN / Parcel Number

Primary APN	`21-05-19-200-027`
Alternative APN	`0519200027`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,887 sqft Living Area
1st Floor Area	2,544 sqft
Basement Area	2,544 sqft
Unfinished Basement	2,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	90,605 sqft (2.08 acres)
Garage Area	1,385 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16465 VEROLI CT
City	RAY
State	MI
Zip	48096-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T4N, R13E SEC 19; COM AT E 1/4 COR SEC 19; TH N0156'23" W 1027.08; TH S8923'14" W 275.0 FT; TH N0156'23" W 330.0 FT; TH N8923'14" E 275.0 FT; TH S01*56'23" E 330.0 FT TO POB. 2.08 A. SPLIT FROM 05-19-200-018 FOR 2001. NO DIVISIONS REMAIN.
Legal Range	13E
Legal Township	04N
Legal Section	01
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	2
Census Block	2015
Census Tract	216000

Owner

16465 Veroli Ct is owned and occupied by an individual.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	16465 VEROLI CT, RAY, MI 48096-2811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 20, 2019	Loan Modification, Mortgage FIRST INDEPENDENCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	16465 VEROLI CT, RAY, MI 48096-2811
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16465 VEROLI CT, RAY, MI 48096-2811

Mortgage

Document Number	2200030303
Date	Mar 7, 2022
Book Page	28472/523
Instrument	202200030303

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACOMB MI
Property Address	16465 VEROLI CT, RAY, MI 48096-2811
Document Number	0000109308
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16465 VEROLI CT RAY MI 480962811, RAY, MI 48096-2811

Mortgage

Document Number	0000109308
Date	Sep 30, 2019
Book Page	026227/000115
Instrument	109308

Lender

Name	FIRST INDEPENDENCE BK
Type	Bank
Address	DETROIT, MI 48202

Agreement

Term	60 Months
Due	Sep 29, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 16465 Veroli Ct was $6,917 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,500	$1,027,000
2025	$6,917.00
2023		$462,400	$924,800
2022	$5,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16465 Veroli Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16465 Veroli Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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