16462 Harding Rd, Dillsboro, IN 47018 Property Records

Dearborn County property record for 16462 Harding Rd, Dillsboro, IN 47018

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,436 sqft · built 1993
Lot Size	4.89 acres (213,270 sqft)
Owner	2 Individual Names on File
Last Sale	$81,300 (Jan 2021)
Tax Bill	$728 (2025)
Deeds & Mortgages	Jan 2021 Refinance Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`001-000050-02`

Property Details

APN / Parcel Number

Primary APN	`001-000050-02`
Alternative APNs	`15-13-05-100-002.001-001` `00000000057`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	1,124 sqft
Attic	Attic
Attic Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	213,270 sqft (4.89 acres)
Terrain	High
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000000057
Street Address	16462 HARDING RD
City	DILLSBORO
State	IN
Zip	47018-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-02-01-02 PT 5-4-3 4.896A
Jurisdiction	DEARBORN IN
Township / Civil Division	CAESAR CREEK
Census Block Group	3
Census Block	3035
Census Tract	80601

Owner

16462 Harding Rd is owned and occupied by two individuals who bought it in January 2021.

Source: Dearborn County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16462 HARDING RD, DILLSBORO, IN 47018-9534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN MORTGAGE SERVICES
Jan 4, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2021 · Amount on File
Deed Sale	Jan 4, 2021 · Amount on File
Deed Document Number	202130
Prior Transfer Date	Oct 12, 2020
Prior Transfer Doc	2021000030
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	16462 HARDING RD, DILLSBORO, IN 47018-9534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100031
Date	Jan 4, 2021
Instrument	202100031

Lender

Name	AMERICAN MORTGAGE SERVICES

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Feb 1, 2035

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEARBORN IN
Recording Date	Jan 4, 2021
Property Address	16462 HARDING RD, DILLSBORO, IN 47018-9534
Document Number	2021000030
Instrument Date	Oct 12, 2020
Instrument	2021000030
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 16462 Harding Rd was $728 with a homeowner's exemption, up 0.1% from the year before.

Source: Dearborn County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Dearborn County
County Subdivision	Caesar Creek Township
Unified School District	South Dearborn Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$728.00 (+0.14%) Homeowner's exemption	$98,100 Land $34,700 Building $63,400	$98,100 Land $34,700 Building $63,400
2024	$727.00 (-2.81%)
2023	$748.00 (-0.66%)	$85,800 (-1.49%) Land $34,700 Building $51,100	$85,800 (-1.49%) Land $34,700 Building $51,100
2022	$753.00	$87,100 Land $34,700 Building $52,400	$87,100 Land $34,700 Building $52,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16462 Harding Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16462 Harding Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southeastern Indiana Rural Telephone Cooperative Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harding Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures