Howard County property record for 16460 Old Frederick Rd, Mount Airy, MD 21771
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,546 sqft · built 1979 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $366,000 (Apr 2019) |
| Tax Bill | $7,456 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-318609 |
| Primary APN | 04-318609 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,546 sqft Total Area |
| Basement Area | 1,160 sqft |
| Finished Basement | 1,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 230 sqft |
| Deck Area | 150 sqft |
| Patio Area | 104 sqft |
| Stable | 224 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 318609 |
|---|---|
| Street Address | 16460 OLD FREDERICK RD |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-3332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCDEO |
| Legal Description | LOT 2 5.00 A 16460 OLD FREDERICK RD LISBON |
| Legal Lot Number | 2 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 4, LISBON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 604001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
16460 Old Frederick Rd is owned and occupied by two individuals who bought it in April 2019.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16460 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Apr 10, 2019 | Special Warranty Deed, Transfer · ARM SANDY SPRING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on File |
| Deed Sale | Apr 10, 2019 · Amount on File |
| Prior Sale | Jul 30, 2018 · Amount on File |
| Deed Book / Page | 18618 / 80 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 16460 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3332 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 16460 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3332 |
| Document Number | 0208600205 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 20860/205 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 16460 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3332 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | EAGLE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0195080026 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 19508/26 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 10, 2019 |
| Property Address | 16460 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3332 |
| Document Number | 0186180080 |
| Book / Page | 18618 / 080 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 13779 OLD ROVER RD, WEST FRIENDSHIP, MD 21794-9718 |
| Document Number | 0018618085 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 18618/085 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 7.12% |
| Index | 1-Year LIBOR |
| Max Rate | 10.1% |
The 2026 property tax bill for 16460 Old Frederick Rd was $7,456 with a homeowner's exemption, down 1.1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,456.00 (-1.09%) Homeowner's exemption | $569,700 (+10.6%) | $678,900 (+31.8%) Land $341,200 Building $337,700 |
| 2025 | $7,538.00 Homeowner's exemption | $515,100 Land $220,000 Building $295,100 | $515,100 Land $220,000 Building $295,100 |
| 2023 | $463,167 | $515,100 Land $220,000 Building $295,100 | |
| 2022 | $4,922.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16460 Old Frederick Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1996–2005) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16460 Old Frederick Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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