16460 Fernridge St, Clermont, FL 34714 Property Records

Lake County property record for 16460 Fernridge St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,877 sqft · built 2020
Lot Size	0.205 acres (8,957 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jan 2021)
Tax Bill	$4,893 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-26-0015-000-48500`

Property Details

APN / Parcel Number

Primary APN	`10-24-26-0015-000-48500`
Alternative APN	`3918290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,877 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,957 sqft (0.205 acres)
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3918290
Street Address	16460 FERNRIDGE ST
City	CLERMONT
State	FL
Zip	34714-6606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREATER LAKES PHASE 4 PB 72 PG 6-11 LOT 485 ORB 5625 PG 425
Legal Subdivision	GREATER LAKES
Legal Phase	4
Legal Lot Number	485
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

Source: Lake County records · APN 10-24-26-0015-000-48500

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	16460 FERNRIDGE ST, CLERMONT, FL 34714-6606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Deed Document Number	2021009018
Deed Book / Page	5625 / 425
Record Updated	Jun 08, 2026

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 21, 2021
Property Address	16460 FERNRIDGE ST, CLERMONT, FL 34714-6606
Document Number	0056250425
Book / Page	5625 / 425
Map Reference	MB 71 PG 6
Instrument Date	Jan 08, 2021
Instrument	2021009018
Transaction Type	Subdivision Related Transfer
Record Updated	May 18, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 310, BAY LAKE, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16460 FERNRIDGE ST, CLERMONT, FL 34714-6606

Mortgage

Document Number	0005625429
Date	Jan 21, 2021
Instrument	5625/429

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$338,370 (+5.98%) Land $95,400 Building $242,970	$404,596 (+21.66%) Land $95,400 Building $309,196
2024	$4,893.00 (+6.81%)
2023	$4,581.00 (+6.83%) Homeowner's exemption	$319,270 (+3%)	$332,564 (+7.29%) Land $79,500 Building $253,064
2022	$4,288.00 Homeowner's exemption	$309,972	$309,972 Land $64,500 Building $245,472

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Based on FCC filings for 71 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.