1646 W Andes Dr, Upland, CA 91784 Property Records

San Bernardino County property record for 1646 W Andes Dr, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,564 sqft · built 2000
Lot Size	0.126 acres (5,508 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,500 (Mar 2001)
Tax Bill	$6,212 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1005-451-21-0000`

Property Details

APN / Parcel Number

Primary APN	`1005-451-21-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,564 sqft Living Area
Gross Area	3,157 sqft
1st Floor Area	1,340 sqft
2nd Floor Area	1,224 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,508 sqft (0.126 acres)
Lot Dimensions	108 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	593 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1646 W ANDES DR
City	UPLAND
State	CA
Zip	91784-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 15935-1 LOT 45 BOOK 273 PAGE 54
Legal Subdivision	TRACT NO 15935 1
Legal Tract	15935-1
Legal Block	1
Legal Lot Number	45
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1014
Census Tract	815

Owner

Source: San Bernardino County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1646 W ANDES DR, UPLAND, CA 91784-2506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit FOOTHILL FEDERAL CREDIT UNION
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPECT HOME FINANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2001 · Amount on Record
Deed Sale	Mar 1, 2001 · Amount on Record
Deed Document Number	200177518
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 2, 2026
Property Address	1646 W ANDES DR, UPLAND, CA 91784-2506
Document Number	0000170609
Instrument Date	Jun 25, 2026
Instrument	2026170609
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1646 W ANDES DR, UPLAND, CA 91784-2506

Mortgage

Document Number	0000170609,
Date	Jul 2, 2026
Instrument	2026170609

Lender

Name	FOOTHILL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 20, 2051

Interest

Rate	6.53%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1646 W ANDES DR, UPLAND, CA 91784-2506
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 S HILLWARD AVE, WEST COVINA, CA 91791-2764

Mortgage

Document Number	0000153976
Date	Apr 25, 2022
Instrument	2022-0153976

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1646 W ANDES DR, UPLAND, CA 91784-2506
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 S HILLWARD AVE, WEST COVINA, CA 91791-2764

Mortgage

Document Number	0000258451
Date	Jun 7, 2021
Instrument	2021-0258451

Lender

Name	PROSPECT HOME FINANCE
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$481,833 (+2%) Land $168,641 Building $313,192
2025	$6,212.00 (+3.91%) Homeowner's exemption	$472,385 (+4.04%) Land $165,334 Building $307,051
2023	$5,978.00 (+3.8%) Homeowner's exemption	$454,041 Land $158,914 Building $295,127
2022	$5,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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