Pinellas County property record for 1646 Summit Way, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1972 |
| Lot Size | 0.179 acres (7,802 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (May 2023) |
| Tax Bill | $5,955 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-742-6307-0 |
| Primary APN | C62-000-742-6307-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| Gross Area | 2,441 sqft |
| 1st Floor Area | 1,566 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,802 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 395 sqft |
| Deck Area | Deck Area |
| Patio Area | 278 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R266270 |
|---|---|
| Street Address | 1646 SUMMIT WAY |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-4754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMBERLEA LOT 23 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | AMBERLEA |
| Legal Tract | 891 |
| Legal Lot Number | 23 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 26909 |
1646 Summit Way is owned and occupied by an individual who bought it in May 2023.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1646 SUMMIT WAY, DUNEDIN, FL 34698-4754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| May 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage GO MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2023 · Amount on File |
| Deed Sale | May 19, 2023 · Amount on File |
| Deed Document Number | 2023131922 |
| Deed Book / Page | 22446 / 2317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1646 SUMMIT WAY, DUNEDIN, FL 34698-4754 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1646 SUMMIT WAY, DUNEDIN, FL 34698-4754 |
| Document Number | 0227392220 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 22739/2220 |
| Instrument | 2024069839 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 19, 2023 |
| Property Address | 1646 SUMMIT WAY, DUNEDIN, FL 34698-4754 |
| Document Number | 0224462317 |
| Book / Page | 22446 / 2317 |
| Map Reference | MB 67 PG 23 |
| Instrument Date | May 17, 2023 |
| Instrument | 2023131922 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12705 SW 45TH LANE RD, OCALA, FL 34481-8105 |
| Name | Verified Name |
|---|---|
| Address | 1646 SUMMIT WAY, DUNEDIN, FL 34698-4754 |
| Document Number | 0224462319 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 22446/2319 |
| Name | GO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 1646 Summit Way was $5,955 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,955.00 Homeowner's exemption | $379,860 | $400,272 Land $181,696 Building $218,576 |
| 2023 | $1,155.00 (+4.81%) Homeowner's exemption Senior Citizen's exemption | $119,245 (+3%) | $343,138 (+18.27%) Land $200,510 Building $142,628 |
| 2022 | $1,102.00 Homeowner's exemption Senior Citizen's exemption | $115,772 | $290,131 Land $182,786 Building $107,345 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1646 Summit Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1646 Summit Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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