1646 Stanley Way, Escondido, CA 92027 Property Records

San Diego County property record for 1646 Stanley Way, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,265 sqft · built 1954
Lot Size	0.216 acres (9,400 sqft)
Owner	2 Individual Names on File
Last Sale	$742,500 (Feb 2025)
Tax Bill	$6,484 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`225-051-26-00`

Property Details

APN / Parcel Number

Primary APN	`225-051-26-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,265 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	9,400 sqft (0.216 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1646 STANLEY WAY
City	ESCONDIDO
State	CA
Zip	92027-1535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7
Legal Description	PAR 1 TR PM04553
Legal Subdivision	ROSE GARDENS
Legal Tract	4553
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	20109

Owner

1646 Stanley Way is owned and occupied by two individuals who bought it in February 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1646 STANLEY WAY, ESCONDIDO, CA 92027-1535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Dec 28, 2018	Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2025 · Amount on File
Deed Sale	Feb 28, 2025 · Amount on File
Prior Sale	Sep 3, 2020 · Amount on File
Deed Document Number	202551826
Prior Transfer Date	Oct 7, 2024
Prior Transfer Doc	0000290672
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1646 STANLEY WAY, ESCONDIDO, CA 92027-1535
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 STANLEY WAY, ESCONDIDO, CA 92027-1535

Mortgage

Document Number	0000323712
Date	Nov 17, 2025
Instrument	2025-0323712

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 3, 2020
Property Address	1646 STANLEY WAY, ESCONDIDO, CA 92027-1535
Document Number	0000514231
Map Reference	MAP 2892
Instrument Date	Jul 23, 2020
Instrument	2020-0514231
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1646 STANLEY WAY, ESCONDIDO, CA 92027-1535

Mortgage

Document Number	0000514232
Date	Sep 3, 2020
Instrument	2020-0514232

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 28, 2018
Property Address	1646 STANLEY WAY, ESCONDIDO, CA 92027-1535
Document Number	0000532926
Map Reference	MAP 2892
Instrument Date	Dec 5, 2018
Instrument	2018-0532926
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1646 STANLEY WAY, ESCONDIDO, CA 92027-1535

Mortgage

Document Number	0000532927
Date	Dec 28, 2018
Instrument	2018-0532927

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1646 Stanley Way was $6,484.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$757,350 (+32.26%) Land $612,000 Building $145,350
2025	$6,484.00	$572,603 Land $216,485 Building $356,118
2023	$6,205.00 (+1.09%) Homeowner's exemption	$550,371 Land $208,080 Building $342,291
2022	$6,138.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1646 Stanley Way in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1646 Stanley Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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