1646 Springvale Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 1646 Springvale Rd, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 1954
Lot Size	0.627 acres (27,343 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (May 2021)
Tax Bill	$974 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169N B 001`

Property Details

APN / Parcel Number

Primary APN	`169N B 001`
Alternative APN	`0000115933`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,343 sqft (0.627 acres)
Lot Dimensions	147 ft deep x 185 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000115933
Street Address	1646 SPRINGVALE RD
City	CHATTANOOGA
State	TN
Zip	37412-3584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 2 & 4 CRISMAN PB17 PG24
Legal Subdivision	CRISMAN
Legal Lot Number	2,4
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	5
Census Block	5009
Census Tract	11600

Owner

1646 Springvale Rd is owned and occupied by an individual who bought it in May 2021.

Source: Hamilton County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1646 SPRINGVALE RD, CHATTANOOGA, TN 37412-3584
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on File
Deed Sale	May 20, 2021 · Amount on File
Deed Document Number	2021273
Deed Book / Page	12493 / 734
Prior Transfer Date	May 13, 2021
Prior Transfer Doc	0000000273
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 20, 2021
Property Address	1646 SPRINGVALE RD, CHATTANOOGA, TN 37412-3584
Document Number	0000000273
Book / Page	12493 / 734
Map Reference	MB 17 PG 24
Instrument Date	May 13, 2021
Instrument	2021052000273
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNION TITLE INSURANCE AGENCY INC, PIONEER TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 SPRINGVALE RD, CHATTANOOGA, TN 37412-3584

Mortgage

Document Number	0012493739
Date	May 20, 2021
Instrument	12493/739

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1646 Springvale Rd was $974, up 28.2% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$974.00 (+28.16%)	$64,300 (+89.12%)	$257,200 (+89.12%) Land $50,000 Building $207,200
2024	$760.00 (-36.35%)	$34,000 (-)	$136,000 (-) Land $35,000 Building $101,000
2023	$1,194.00	$34,000 (-)	$136,000 (-) Land $35,000 Building $101,000
2022	$1,194.00	$34,000	$136,000 Land $35,000 Building $101,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1646 Springvale Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	83 (1979–2025)
Claims Outside the SFHA	13 of 83
Most Recent Claim	Aug 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 7 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 12 claims Severe Storms & Flooding, Feb 1990 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1646 Springvale Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20