1. Home
  2. Florida
  3. Polk County
  4. Winter Haven
  5. Seth Dr

1646 Seth Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 1646 Seth Dr, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,523 sqft · built 2022
Lot Size0.138 acres (6,003 sqft)
Owner2 Individual Names on File
Last Sale$356,900 (Apr 2022)
Tax Bill$3,328 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-28-36-355263-001440

Property Details

APN / Parcel Number

Primary APN25-28-36-355263-001440
Alternative APN
  • 362825355263001440

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,523 sqft Living Area
Gross Area2,964 sqft
1st Floor Area1,080 sqft
Upper Floors Area1,443 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area6,003 sqft (0.138 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area42 sqft

Location & Zoning

Street Address1646 SETH DR
CityWINTER HAVEN
StateFL
Zip33880-2361
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINNACLE POINT PB 185 PG 20-23 LOT 144
Legal Range25E
Legal Township28S
Legal Section36
Legal SubdivisionPINNACLE POINT
Legal Block2
Legal Lot Number144
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2001
Census Tract13802

Owner

Source: Polk County records · APN 25-28-36-355263-001440

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1646 SETH DR, WINTER HAVEN, FL 33880-2361
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2022 · Amount on Record
Deed SaleApr 13, 2022 · Amount on Record
Deed Document Number2022100545
Deed Book / Page12207 / 549
Record UpdatedSep 20, 2026

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateApr 13, 2022
Property Address1646 SETH DR, WINTER HAVEN, FL 33880-2361
Document Number0000100545
Book / Page12207 / 549
Map ReferenceMB 185 PG 20-23
Instrument DateMar 29, 2022
Instrument2022100545
Transaction TypeTransfer
Record UpdatedFeb 05, 2024
Title CompanySUNSTAR TITLE COMPANY LLC, SUNSET PARK TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,498.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1065 CRECENT PARK DRIVE, RIVERVIEW, FL 33578

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1646 SETH DR, WINTER HAVEN, FL 33880-2361

Mortgage

Document Number0012207551
DateApr 13, 2022
Instrument12207/551
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,328.00 (-14.51%) Homeowner's exemption$297,678 (-0.88%) Land $52,000 Building $245,678$297,678 (-0.88%) Land $52,000 Building $245,678
2023$3,893.00 (+421.15%) Homeowner's exemption$300,325 (+615.06%) Land $50,000 Building $250,325$300,325 (+615.06%) Land $50,000 Building $250,325
2022$747.00$42,000 Land $42,000$42,000 Land $42,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050138022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims5 (2004–2017)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2017, other causes, Hurricane Irma
Claims By Storm
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 435 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Seth Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures