1646 Serrano Cir, Naples, FL 34105 Property Records

Collier County property record for 1646 Serrano Cir, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	2,078 sqft · built 2014
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$760,000 (Oct 2024)
Tax Bill	$5,826 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165300 714B18`

Property Details

APN / Parcel Number

Primary APN	`165300 714B18`
Alternative APN	`22150001665`

Interior

Stories	1 Story
Building Area	2,078 sqft Living Area
1st Floor Area	2,078 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Pool Area	300 sqft
Deck Area	788 sqft

Location & Zoning

Street Address	1646 SERRANO CIR
City	NAPLES
State	FL
Zip	34105-4937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ANDALUCIA LOT 71
Legal Range	26
Legal Township	49
Legal Section	18
Legal Subdivision	ANDALUCIA
Legal Tract	165300
Legal Block	2
Legal Lot Number	71
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2004
Census Tract	10438

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1646 SERRANO CIR, NAPLES, FL 34105-4937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 24, 2021	Intrafamily Transfer, Transfer ATTORNEY
Mar 27, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2024 · Amount on Record
Deed Sale	Oct 29, 2024 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	20246606498
Deed Book / Page	6409 / 2335
Prior Transfer Date	Sep 17, 2021
Prior Transfer Doc	0060163767
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1646 SERRANO CIR, NAPLES, FL 34105-4937
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 SERRANO CIR, NAPLES, FL 34105-4937

Mortgage

Document Number	0063041808
Date	Nov 8, 2023
Book Page	6304/1808
Instrument	6474862

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Sep 24, 2021
Property Address	1646 SERRANO CIR, NAPLES, FL 34105-4937
Document Number	0060163767
Book / Page	6016 / 3767
Map Reference	MB 43 PG 93
Instrument Date	Sep 20, 2021
Instrument	6133077
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1646 SERRANO CIR, NAPLES, FL 34105-4937

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 27, 2017
Property Address	1646 SERRANO CIR, NAPLES, FL 34105-4937
Document Number	0053760246
Book / Page	005376 / 000246
Instrument Date	Mar 24, 2017
Instrument	5383462
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$3,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	76 NEHOIDEN ST NEEDHAM MA 024921934, NEEDHAM, MA 02492-1934

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,424 (+2.7%)	$670,875 (+7.42%) Land $233,482 Building $437,393
2025	$5,826.00 (+40.86%) Homeowner's exemption	$624,561 (+43.48%) Land $287,496 Building $337,065	$624,561 (-15.12%) Land $287,496 Building $337,065
2023	$4,136.00 (-2.45%) Homeowner's exemption	$435,281 (+3%)	$735,826 (+20.01%) Land $317,117 Building $418,709
2022	$4,240.00 Homeowner's exemption	$422,603	$613,148 Land $168,316 Building $444,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Summit Broadband.

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