Union County property record for 1646 Secrest Commons Dr, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | built 2024 |
| Lot Size | 0.159 acres (6,926 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $426,500 (Nov 2024) |
| Tax Bill | $3,579 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-321-881 |
| Primary APN | 09-321-881 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,535 sqft Living Area |
| 1st Floor Area | 1,047 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Lot Area | 6,926 sqft (0.159 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1646 SECREST COMMONS DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #67 SECREST COMMONS PH2 OPCR496-499 |
| Legal Subdivision | SECREST COMMONS PHASE 2 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20501 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1646 SECREST COMMONS DR, MONROE, NC 28112-9631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 26, 2024 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Mar 7, 2024 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2024 · Amount on Record |
| Deed Sale | Nov 26, 2024 · Amount on Record |
| Deed Document Number | 202428474 |
| Deed Book / Page | 9020 / 753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1646 SECREST COMMONS DR, MONROE, NC 28112-9631 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL NATL SLN |
| Name | Verified Name |
|---|---|
| Address | 1646 SECREST COMMONS DR, MONROE, NC 28112-9631 |
| Document Number | 0009226867 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 9226/867 |
| Instrument | 27551 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 26, 2024 |
| Property Address | 1646 SECREST COMMONS DR, MONROE, NC 28112-9631 |
| Document Number | 0009020753 |
| Book / Page | 9020 / 753 |
| Map Reference | CAB R FILE 496-499 |
| Instrument Date | Nov 25, 2024 |
| Instrument | 28474 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | DHI TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $853.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604 |
| Name | Verified Name |
|---|---|
| Address | 1646 SECREST COMMONS DR, MONROE, NC 28112-9631 |
| Document Number | 0000028475 |
|---|---|
| Date | Nov 26, 2024 |
| Instrument | 28475 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 7, 2024 |
| Property Address | 1646 SECREST COMMONS DR, MONROE, NC 28112-9631 |
| Document Number | 0000886592 |
| Book / Page | 8865 / 92 |
| Map Reference | CAB R FILE 496-499 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 4980 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,673.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3330 CUMBERLAND BLVD SE STE 275, 275, ATLANTA, GA 30339-8136 |
| Name | Verified Name |
|---|---|
| Address | 8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409,500 (-) Land $81,600 Building $327,900 | $409,500 (-) Land $81,600 Building $327,900 | |
| 2025 | $3,579.00 | $409,500 Land $81,600 Building $327,900 | $409,500 Land $81,600 Building $327,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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