Hays County property record for 1646 Sanders, Kyle, TX 78640
| Property Type | Single Family Home |
|---|---|
| Details | 1,670 sqft · built 2015 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,022 (2024) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R142720 |
| Primary APN | R142720 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,670 sqft Living Area |
| Gross Area | 2,130 sqft |
| 2nd Floor Area | 1,063 sqft |
| Upper Floors Area | 1,025 sqft |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Type | Mixed |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 439 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1646 SANDERS |
|---|---|
| City | KYLE |
| State | TX |
| Zip | 78640-6458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLUM CREEK PHASE I SEC 6E3, BLOCK J, LOT 26, ACRES 0.08 TAX CODES:PCC,RSP,SHA,WEU,WPC,ACCD,EHA |
| Legal Subdivision | PLUM CREEK PHASE I SEC 6E3 |
| Legal Phase | I |
| Legal Block | J |
| Legal Lot Number | 26 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10909 |
Source: Hays County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1646 SANDERS, KYLE, TX 78640-6458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED HERITAGE CU |
| Sep 22, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| May 15, 2018 | Warranty Deed, Transfer OTHER |
| May 15, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2018 |
| Deed Sale | May 15, 2018 |
| Prior Sale | May 15, 2018 |
| Deed Document Number | 18016784 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 1646 SANDERS, KYLE, TX 78640-6458 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000043300 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 22043300 |
| Name | UNITED HERITAGE CU |
|---|---|
| Type | Credit Union |
| Address | AUSTIN, TX 78759 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 5, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 1646 SANDERS, KYLE, TX 78640-6458 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Title Company | TEXAS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000041821 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 20041821 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Address | 82091 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | May 15, 2018 |
| Property Address | 1646 SANDERS, KYLE, TX 78640-6458 |
| Document Number | 0000016783 |
| Instrument Date | May 14, 2018 |
| Instrument | 16783 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 449 TAFT AVE GLEN ELLYN IL 601376218, GLEN ELLYN, IL 60137-6218 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | May 15, 2018 |
| Property Address | 1646 SANDERS, KYLE, TX 78640-6458 |
| Document Number | 0000016784 |
| Instrument Date | May 14, 2018 |
| Instrument | 16784 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1646 SANDERS KYLE TX 786406458, KYLE, TX 78640-6458 |
| Document Number | 16785 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 16785 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2048 |
Source: Hays County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Municipality | Kyle City |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $296,445 (-0.47%) Land $70,800 Building $225,645 | $296,445 (-21.21%) Land $70,800 Building $225,645 | |
| 2024 | $6,022.00 (+1.16%) | ||
| 2023 | $297,842 Land $88,500 Building $287,732 | $376,232 Land $88,500 Building $287,732 | |
| 2018 | $5,953.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KYLE serves 52,000 people · EPA ID TX1050002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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