Rutherford County property record for 1646 Saddle Dr, Murfreesboro, TN 37130
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,000 sqft · built 1973 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,585 (2025) |
| Deeds & Mortgages | Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 067I-A-015.00-000 |
| Primary APN | 067I-A-015.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 2,000 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 121,968 sqft (2.8 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Porch | Patio |
| Porch Area | 434 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | R0036539 |
|---|---|
| Street Address | 1646 SADDLE DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37130-3415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TWO HILLS |
| Legal Lot Number | 15-16 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 41102 |
1646 Saddle Dr is owned and occupied by two individuals who acquired it in March 2019.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1646 SADDLE DR, MURFREESBORO, TN 37130-3415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 22, 2019 |
| Transfer Doc | 0017641523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Apr 16, 2019 |
| Property Address | 1646 SADDLE DR, MURFREESBORO, TN 37130-3415 |
| Document Number | RB17641523 |
| Book / Page | 001764 / 001523 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 2200844 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1646 SADDLE DR MURFREESBORO TN 371303415, MURFREESBORO, TN 37130-3415 |
The 2025 property tax bill for 1646 Saddle Dr was $1,585.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,050 (+31.42%) Land $30,250 Building $80,800 | $444,200 Land $121,000 Building $323,200 | |
| 2025 | $1,585.00 | $84,500 Land $15,125 Building $69,375 | |
| 2023 | $1,585.00 | $84,500 Land $15,125 Building $69,375 | $338,000 (-) Land $60,500 Building $277,500 |
| 2022 | $338,000 Land $60,500 Building $277,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1646 Saddle Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2010–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1646 Saddle Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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