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1646 S Santa Fe Ave, Vista, CA 92084 Property Records

San Diego County property record for 1646 S Santa Fe Ave, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,365 sqft · built 1977
Lot Size0.465 acres (20,235 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Mar 2012)
Tax Bill$4,834 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN183-074-15-00

Property Details

APN / Parcel Number

Primary APN183-074-15-00
Alternative APN
  • 1830715900

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area2,365 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area20,235 sqft (0.465 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1830715900
Street Address1646 S SANTA FE AVE
CityVISTA
StateCA
Zip92084-7602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 55 (EX ST)DOC99-720186 IN TR 002046
Legal SubdivisionKEW GARDENS
Legal Tract002046
Legal Block1
Legal Lot Number55
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1007
Census Tract19903

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1646 S SANTA FE AVE, VISTA, CA 92084-7602
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARKSIDE LENDING LLC
Jul 7, 2017Deed of Trust, Mortgage · Line of Credit
POINT LOMA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2012 · Amount on Record
Deed SaleMar 20, 2012 · Amount on Record
Prior SaleOct 28, 1999 · Amount on Record
Deed Document Number2012162020
Last Transfer DateMay 13, 2013
Transfer Doc0000327802
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1646 S SANTA FE AVE, VISTA, CA 92084-7602
Transaction TypeMortgage
Record UpdatedMar 23, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1646 S SANTA FE AVE, VISTA, CA 92084-7602

Mortgage

Document Number0000183768
DateMar 9, 2021
Instrument2021-0183768
Lender
NamePARKSIDE LENDING LLC
TypeLending Institution
AddressSAN FRANCISCO, CA 94102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1646 S SANTA FE AVE, VISTA, CA 92084-7602
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000306234
DateJul 7, 2017
Instrument2017-0306234
Lender
NamePOINT LOMA CU
TypeCredit Union
AddressSAN DIEGO, CA 92123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term298 Months
DueMay 24, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$384,337 (+2%) Land $115,875 Building $268,462
2025$4,834.00 (+7.54%) Homeowner's exemption$376,802 (+4.04%) Land $113,603 Building $263,199
2023$4,495.00 (+0.27%) Homeowner's exemption$362,173 Land $109,193 Building $252,980
2022$4,483.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1998–2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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