Clay County property record for 1646 Rhonda Dr, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,106 sqft · built 1981 |
| Lot Size | 0.205 acres (8,973 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $144,000 (Nov 2006) |
| Tax Bill | $577 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-04-25-008153-345-00 |
| Primary APN | 34-04-25-008153-345-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,106 sqft Heated Area |
| Gross Area | 1,614 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,973 sqft (0.205 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Area | 288 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Patio Area | 200 sqft |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1646 RHONDA DR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 17 BLK 5 GREENWOOD ESTATESUNIT 3 AS REC O R 2823 PG 2051 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 34 |
| Legal Subdivision | GREENWOOD ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 17 |
| Legal Unit | 3 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30905 |
The current owner of 1646 Rhonda Dr bought it in November 2006.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1646 RHONDA DR, MIDDLEBURG, FL 32068-4003 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2006 · Amount on File |
| Deed Sale | Nov 29, 2006 · Amount on File |
| Deed Document Number | 2006080800 |
| Deed Book / Page | 2823 / 2051 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1646 RHONDA DR, MIDDLEBURG, FL 32068-4003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1646 RHONDA DR, MIDDLEBURG, FL 32068-4003 |
| Document Number | 0045250167 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 4525/167 |
| Instrument | 2021066678 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 1646 Rhonda Dr was $577 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $577.00 Homeowner's exemption | $78,000 | $190,010 Land $35,000 Building $155,010 |
| 2023 | $854.00 (+17.31%) Homeowner's exemption | $73,595 (+3%) | $179,760 (+14.99%) Land $35,000 Building $144,760 |
| 2022 | $728.00 Homeowner's exemption | $71,452 | $156,327 Land $20,000 Building $136,327 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1646 Rhonda Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 6 (2021–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1646 Rhonda Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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