1646 Ratley Rd, West Suffield, CT 06093 Property Records

Suffield Town property record for 1646 Ratley Rd, West Suffield, CT 06093

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 1939
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$155,800 (Jul 2021)
Tax Bill	$3,661 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R19014`

Property Details

APN / Parcel Number

Primary APN	`R19014`
Alternative APN	`SUFF M:00019 B:00017 L:00050`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,340 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1987
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R19014
Street Address	1646 RATLEY RD
City	WEST SUFFIELD
State	CT
Zip	06093-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Block	17
Legal Lot Number	50
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	1
Census Block	1000
Census Tract	477200

Owner

1646 Ratley Rd is owned and occupied by an individual who bought it in July 2021.

Source: Suffield Town records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1646 RATLEY RD, WEST SUFFIELD, CT 06093-2416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NATIONSTAR MORTGAGE LLC
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Jul 19, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Deed Document Number	20212339550002
Deed Book / Page	563 / 103
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	1646 RATLEY RD, WEST SUFFIELD, CT 06093-2416
Transaction Type	Mortgage
Record Updated	Aug 20, 2025
Title Company	NONE AVILABALE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000597-728
Date	Jul 28, 2025
Book Page	597/728

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2045

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	1646 RATLEY RD, WEST SUFFIELD, CT 06093-2416
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00525-1079
Date	Jan 23, 2018
Book Page	525/1079
Instrument	2181900010

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	108 Months
Due	Jan 1, 2027

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Jul 19, 2021
Property Address	1646 RATLEY RD, WEST SUFFIELD, CT 06093-2416
Document Number	000563-103
Book / Page	563 / 103
Instrument Date	Jul 16, 2021
Instrument	2339550002
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2339560013
Date	Jul 19, 2021
Instrument	2339560013

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1646 Ratley Rd was $3,661.

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,661.00	$156,380 Land $58,030 Building $98,350	$109,466 Land $40,621 Building $68,845
2024	$3,661.00 (+20.43%)
2023	$3,040.00	$106,260 (-) Land $58,030 Building $48,230
2022	$3,040.00	$106,260 Land $58,030 Building $48,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1646 Ratley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1646 Ratley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Frontier, Verizon.

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